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Buy iPhone 12 On EMI Without Credit Card

In today’s fast-paced digital-centric world, owning the latest smartphone has become more than just a necessity. The demand for the newest models is high, and with each release, tech enthusiasts eagerly await the opportunity to upgrade their devices. However, purchasing a premium smartphone like the iPhone 12 can be a considerable financial burden for many. To help address this issue, Finnable has come up with a revolutionary solution that allows you to buy the iPhone 12 on EMI on Finnable’s easy-to-access app. 

Now with Finnable’s EMI option, you don’t need to worry about owning a credit card. Finnable, a digital lending platform, allows you to buy the iPhone 12 on EMI without a credit card. With its easy application process and flexible repayment options, Finnable is an ideal choice for those who want to spread the cost of their purchase over time without the hassle of a credit card. In this article, we’ll take a closer look at how you can use Finnable to buy the iPhone 12 on EMI and explore some of the benefits of using this platform to finance your purchase.

Buy iPhone 12 On EMI & Zero Down Payment

Finnable’s website and its mobile app provides iPhone 12 on EMI zero down payment, making it easier for buyers to own their desired phone. Finnable makes the process simple and hassle-free. All you need to do is to download the Finnable app, create an account, and apply for a loan. 

You can choose the amount you need to purchase the iPhone 12, select your repayment tenure, and submit your application. Once your application is approved, the loan amount will be credited to your account, and you can use it to buy the iPhone 12 on EMI without any down payment.

Finnable’s app is designed to offer you complete transparency and flexibility throughout the process. You can track your loan status, view your repayment schedule, and make payments directly from the Finnable app. The app also offers a user-friendly interface, making it easier for you to manage your finances and stay on top of your loan repayments.

In addition to its zero downpayment and EMI options, Finnable also offers competitive interest rates and quick loan processing, making it an ideal choice for those who want to finance for iPhone 12 as well as iPhone 12 pro max on EMI without a credit card. So, if you’re looking to buy the iPhone 12 on EMI zero down payment, download the Finnable app today!

Why Should You Buy an iPhone 12 On EMI?

The iPhone 12 is one of the most advanced smartphones on the market ready to be owned by tech lovers, but its high-range price can make people reconsider their decisions. That’s where Finnable comes in as a saviour. With Finnable, you can buy the iPhone 12 on EMI, making it feasible for you to own one. In this article, we’ll explore some of the reasons why you should choose Finnable to finance your iPhone 12 purchase.

– Zero Downpayment: One of the biggest advantages of buying the iPhone 12 on EMI with Finnable is that you can do so with zero down payment. This means that you can spread the cost of your purchase over a period of time, without having to make an initial payment upfront.

– Easy Application Process: Applying for a loan with Finnable is a quick and easy process. You can do so from the comfort of your own home, using the Finnable app or website. The application process is entirely digital, so you don’t have to worry about filling out any physical forms or submitting any documents in person.

– Flexible Repayment Options: With Finnable, you can choose the repayment tenure that suits you best. You can select a tenure, depending on your budget and financial goals. This flexibility allows you to manage your finances effectively and plan your expenses.

– Competitive Interest Rates: Finnable offers competitive interest rates, making it an affordable option for those who want to finance their iPhone 12 purchase without the need for a credit card.

– User-Friendly Interface: The Finnable app is user-friendly. You can keep a check on your repayment schedule, track your loan status, and make payments directly from the app. This level of convenience and transparency makes it easier for you to manage your finances effectively.

iPhone 12 EMI Calculator

Before applying for an iPhone 12 on EMI, why not be a little more certain about your EMI loan and its interest rate?

  • Loan EMI

    Rs. pm

  • Total Interest Payable


  • Total Amount Payable


When you plan on making a big purchase, it’s advised to keep on your finances. Getting an idea of the total EMI cost and the interest payable will help you manage your budget. With the help of Finnable’s iPhone 12 EMI calculator, you can make sound decisions and stay informed about the various interest rates based on the loan amount and tenure you choose.

– Visit the Finnable website and look for the EMI calculator. 

– Provide the Loan Amount, Interest Rate, and Loan Tenure as per your need. 

– The EMI calculator will then reveal the Entire Amount that you need to pay which will be broken down into the Interest payable and the total EMI Loan.


iPhone 12 Key Specifications

To assist you in making the best decision, we have compiled the following table detailing the features of iPhone 12.

Key Specifications iPhone 12 (2023) iPhone 12 Pro (2023) iPhone 12 Pro Max (2023)
6.10-inch (1170x2532)
6.10-inch (1170x2532)
6.70-inch (1284x2778)
Apple A14 Bionic
Apple A14 Bionic
Apple A14 Bionic
Front Camera
Rear Camera
12MP + 12MP
12MP + 12MP + 12MP
12MP + 12MP + 12MP
1170x2532 pixels
1170x2532 pixels
1284x2778 pixels
iOS 14
iOS 14
iOS 14
Battery Life
2,815 mAh

iPhone 12 Price List

Model (2023) Price in India (2023)
APPLE iPhone 12
₹ 50,900
APPLE iPhone 12 Pro
₹ 1,06,699
APPLE iPhone 12 Pro Max
₹ 1,23,299

How to Buy iPhone 12 On EMI With Finnable?

Setup Profile

Set up a profile via the Finnable website or by downloading the personal loan app from the Play Store and providing your contact information.

Choose Type of Loan

Choose the type of loan and enter the amount needed. Select an EMI plan that works best for you.

Check Eligibility

You can check your eligibility for the loan, by simply submitting our eligibility check form.

Submit Documents

Submit the required documents.

Congrats! Your bank account will be credited once the documents have been validated.

Loan EMI Calculator

Eligibility Criteria For iPhone 12 EMI

Documents Required for iPhone 12 EMI

FAQs About iPhone 12 EMI & Down Payment

Absolutely! Finnable gives you the privilege to purchase your desired phone without the need for a credit card. All you have to do is go to the Finnable app or website, fill out the necessary details, and select the type of loan, and the amount payable along with the tenure of the course of payment. The next step is just waiting for the verification from our side and there you go!


Finnable gives you the option to upgrade to your desired purchase of iPhone Pro Max with zero down payment options.

The interest rate for EMI on an iPhone 12 may vary depending on the financing plan that you choose. It’s important to carefully review the terms and conditions of the financing plan before agreeing to it.

If you miss an EMI payment for the iPhone 12, you may be charged a late fee or penalty. Additionally, missing payments could negatively impact your credit score.

FINNABLE Credit Private Limited is an NBFC (Non-banking Financial Company) registered and regulated by the RBI (Reserve Bank of India).

People who require a loan can avail themselves of an immediate personal loan through Finnable’s Personal Loan App.