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Personal Loan in Thiruvananthapuram

The capital city of Kerala, Thiruvananthapuram is not just a well-known tourist destination, but also the financial hub of the state. Hence, it comes as no surprise that you can avail of a personal loan in Thiruvananthapuram easily.

When do you take a personal loan in Thiruvananthapuram? An instant loan can be taken to pay for any planned as well as unexpected expenses. 

Taking a personal loan in Thiruvananthapuram is no longer a difficult task. Being an unsecured type of loan, you do not need to pledge any asset against the principal loan amount. 

Finnable is one such NBFC that provides instant personal loans online. You can apply for a personal loan through their personal loan app. Since the process is digital, it is 100% safe.

Your personal loan amount can be as low as Rs. 50,000. You can get a loan at affordable personal loan interest rates that start at 16%.

Personal Loan Eligibility

To be approved for a personal loan in Thiruvananthapuram, you will have to meet the eligibility for a personal loan as set by Finnable. The criteria include:

  • Your age: You should be between 21-45 years of age.
  • Nationality: Only Indians can apply for an online personal loan through Finnable.
  • Employment: A full-time job with a government company or a private organization is a must.
  • Income: As a Tier-I applicant, you will need to have a minimum monthly income of Rs. 20,000/-. If you are living and working in a Tier-II city, the monthly income should be more than Rs. 15,000/-.
  • Tenure: You should have held your current job for more than 3 months.
  • Work experience: You also need to show more than 6 months of total work experience.
  • Receipt of income: Your salary should be credited into your bank account directly.

Required Documents

At the time of applying for the instant personal loan, you do not need to submit stacks of documents. You will need to provide only the following:

  • PAN card: Your PAN card is proof of identity and age. 
  • Aadhar card: Your Aadhar card is proof of nationality and citizenship.
  • Salary slip: To show that you are employed and receiving income, your salary slip for 1 month will be required.
  • Bank statement: Continuity in your current job can be shown by providing your bank statement for 3 months.
Personal Loan in Calicut

How to get Personal Loan in Thiruvananthapuram?

  • To get a personal loan, you will need the personal loan app, from Finnable. This is available on Android’s Play Store and Apple’s App Store. 
  • On completion of the download, start with creating your profile. This will include your personal and professional details. 
  • The next step is to choose the type of personal loan you need. This can be a vehicle loan, an education loan, a home renovation loan, etc. 
  • Choose the loan amount and the tenure of the loan. 
  • The last step is to upload the documents. These will be verified by Finnable and on completion and successful verification, the funds will be credited into your bank account.

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FAQs

After completing 6 months of your loan tenure, you can foreclose your personal loan. Do remember, there may be some amount or foreclosure charges that may be applicable.

Rs. 10 lakhs is the maximum personal loan amount you can borrow.

You can apply for a top-up loan through the personal loan app. Instead of selecting a new loan, choose the top-up in the scroll-down menu and select the amount you need.

Your personal loan tenure can begin at 6 months and up to 60 months.

Yes, you can schedule your personal loan EMI payments. Use the personal loan EMI calculator to find out how much EMI you would pay each month. Based on that, you can choose a schedule that is best suitable for you.