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FAQs About Loans

FINNABLE Credit Private Limited is a NBFC (Non-banking Financial Company) registered and regulated by the RBI (Reserve Bank of India).

You can download the FINNABLE personal loan app, check your eligibility, enter a few basic details, and upload your selfie to get a loan from the app. The process is 100% online and paperless.

Rate of interest are fixed in nature and can vary from 1.3% to 2.3% per month, depending on the loan amount, repayment tenure, and borrower’s eligibility. You are also required to pay a processing fee of up to 4% of the loan amount sanctioned depending upon the borrower’s eligibility

Net take home of Rs.20,000 crediting in bank account is the minimum salary for Tier 1 cities like Mumbai, Bengaluru, Delhi, Chennai, Pune & Hyderabad. For Tier 2 cities net take home has to be Rs.15,000 crediting in bank account.

A processing fee will be charged depending upon the loan amount, repayment tenure borrower’s eligibility.

Yes, you can preclose the loan. However we don’t encourage preclosure of loans until 6 months. However after 6 months, in case you wish to preclose the loan, preclosure charges will be applicable.

Customer Service contact - makeiteasy@finnable.com (You will get a reply within 24 hrs)

You can request for a preclosure letter by writing to us @ makeiteasy@finnable.com or customercare@finnable.com. Our service team will share the same within 24 hours of placing a request.

We don’t have the option of part payment however, you can always preclose the entire loan amount post 6 months of availing the loan. Pre-closure charges will be applicable + GST

To register for e-mandate – please write to us @makeiteasy@finnable.com or customercare@finnable.com. Request email along with the below information needs to be shared in the email:- Bank Name Bank account Number IFSC code. Post change in the bank account details, you will receive an email with the e-mandate link, Emandate link can be activated on the FINNABLE App either through net banking or through the debit card option.