Check Credit Score

CREDIT score is a numeric representation of an individual’s financial history and it is a statement of your creditworthiness. CREDIT score analyses the applicant’s income, expenses, credit history, borrowings, and the repayments on the borrowings. You must, therefore, check your Score to get to know your creditworthiness. The credit score will also affect your standing with banks and NBFCs when it comes to them lending you money. Apart from that, if you have a lower score, corrective measures can be taken to fix it and improve your CREDIT score.

CREDIT score ranges between 300-900. The ideal score an applicant can get is 675 and above.

With Finnable, you can check your credit score report free of cost.

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Simple 3 Step process to check Credit Score

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FAQs

You can check your CREDIT score online by visiting Finnable’s website. You will
need to enter your personal details along with your PAN number.

High CREDIT score helps lenders decide a borrower’s creditworthiness. With a high
CREDIT Score and report, there is a higher chance of the borrower getting his loan or
credit card application approved with lower interest rates. A high CREDIT score and
report will also help when it comes to availing of higher loan amounts or a credit card
with a higher credit limit from a bank or an NBFC.

A high CREDIT score has an array of advantages:
1. You can avail a personal loan of a higher amount.
2. Lenders can approve loans with a lower interest rate.
3. Borrowers can have a flexible repayment schedule.

With Finnable, you can check your credit score free of cost. Log on to Finnable, enter the
details required and get your free CREDIT score and report.

There are many reasons why your CREDIT score is not being generated:
1. If there is an error in imputing your data or information
2. You have not availed any credit in your name
3. Delayed payments are done by you during your repayment month
4. Incorrect account name
5. No PAN or bank details