Menu
This Privacy Policy is effective as of November 1st, 2017.
Finnable Credit Private Limited, a company incorporated under the provisions of the Companies Act, 2013, engaged to render certain services on the App or Website, (“FINNABLE”/ “We”/ “Us”/”Our”) are committed to upholding the privacy and security of the information supplied by every person (“User”/“You”/”Your”) accessing and using any version of the FINNABLE application (“App”) on a compatible device. This privacy policy (“Privacy Policy”) briefly provides the way we collect and use user information.
The Company shall strive to seek only relevant personal information about You that are required for Us to provide You with the appropriate credit analysis and credit advice and other services more particularly stated in the Terms and Conditions. By accessing or using the Website, you signify that you have read, understood, and agree to be bound by this Privacy Policy. We may make changes to the Privacy Policy from time to time. We will notify you of any material changes by sending you an email, posting a notice on the home page of the Website, or posting a notice in your account when you first login after we have made changes. If you receive notification or a change in our Privacy Policy, you must review the new Privacy Policy carefully to make sure you understand our practices and procedures and such changes shall be effective immediately upon posting the updated or modified Privacy Policy on the FINNABLE website.
The security of personal information about You is our priority. We protect this information by maintaining physical, electronic, and procedural safeguards that meet applicable law. We train our employees in the proper handling of personal and sensitive information. When We use other companies to provide services for us, we require them to protect the confidentiality of personal and sensitive information they receive. The Company does not sell or forward or rent your personal information you share with any third party for any purposes like marketing etc. without your explicit consent.
Your access and use of the Website following any such change constitutes your agreement to follow and be bound by this Privacy Policy, as updated or modified. For this reason, we encourage you to review this Privacy Policy each time you access and use the App. Your use of the Website and any disputes arising therefrom, is subject to this Privacy Policy as well as the terms and conditions, as set out below (“T&C”).
Finnable’s Services are intended for users who are 21 years and older only. Accordingly, we will not knowingly collect or use any Personal Information from individuals that we know to be under the age of 21. In addition, we will delete any information from our database that we know originates from an individual under the age of 21.
Finnable may share personal information of a user with Credit Rating Agencies and such information shall be shared with Credit Rating Agencies in the event the Reserve Bank of India issues guidelines or direction in this regard.
The platform intends to protect your information and to maintain its accuracy as confirmed by you. We implement reasonable physical, administrative and technical safeguards to help us protect your information from unauthorized access, use and disclosure. For example, we encrypt all information when we transmit over the internet.
Our platform has stringent security measures in place to protect the loss, misuse and alteration of information under control. We endeavour to safeguard and ensure the security of the information provided by you. We use Secure Sockets Layers (SSL) based encryption, for the transmission of the information, which is currently the required level of encryption in India as per applicable law.
We blend security at multiple steps within our products with the state of the art technology to ensure our systems maintain strong security measures and the overall data and privacy security design allow us to defend our systems ranging from low hanging issue up to sophisticated attacks.
We aim to protect users from unauthorized access, alteration, disclosure or destruction of information we hold, including:
In accordance with Information Technology Act 2000 and rules made there under, the name and contact details of our Grievance Officer are provided below:We use encryption to keep your data private while in transit;We offer security feature like an OTP verification to help you protect your account.
(This privacy policy was last updated on 12th December 2022)
Terms and condition and legal disclaimer
Finnable is one of the fastest growing financial technology (Fintech) start-up with an NBFC license from RBI providing hassle free loans. Our mission is to make Personal loans available in less than 24 hours
Example of Personal Loan for Salaried Professionals
✓ Loan Amount from ₹50,000 to ₹10,00,000
✓ Repayment period (loan tenor) options vary from 6 to 60 months
✓ Annual Interest Rate (APR) is 16% to 26% (on a reducing balance basis) + processing fees of 3 to 4% on the principal loan amount
✓ For Example – a loan of ₹1,00,000 with an APR of 16% (on a reducing balance basis), repayment tenure of 12 months, processing fee of 3%. The processing fee will be ₹3,000 + ₹540 GST with monthly EMI will be ₹9,394. The total loan amount will be ₹1,03,540. Total interest payable over 12 months will be ₹9,191. Total loan repayment amount is ₹103540 + ₹9191 = ₹1,12,731 *These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.
✓ Loan Prepayment Charges: 3 to 6% charge + 18% GST on the remaining principal amount (allowed after 6 EMI payments)
Why is Finnable the best personal loan app?
Instant Loans within 48 hours: Gone are the days when you had to wait weeks & months to get a loan approved.
Completely Digital/Paperless: Finnable instant loan app offers a complete digital service to help save time as well as paper!
Security & Privacy Policy
Finnable instant loan app ensures the safety of its customers via standard security. In simple terms, we do not share personal information
with third-party apps.
Contact Us: Drop us an email: makeiteasy@finnable.com
Address: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village Varthur, Hobli, Bengaluru, Karnataka 560103
Responsible Lending
Finnable has partnered with RBI authorised & regulated NBFCs/Financial Institutions.
Our policies and services are fully regulated and legally compliant.
Personal loan in Ahmedabad
| What Is Unsecured Loans | Education Loan For MBBS | Types Of Personal Loan | Difference Between Secured And Unsecured Loans | How To Apply For A Student Loan | Difference Between Credit Score And Cibil Score | Types Of Unsecured Loans | Home Loan Vs Personal Loan | How To Repay Loan Faste
Finnable is one of the fastest growing financial technology (Fintech) start-up with an NBFC license from RBI providing hassle free loans. Our mission is to make Personal loans available in less than 24 hours
Example of Personal Loan for Salaried Professionals
✓ Loan Amount from ₹50,000 to ₹10,00,000
✓ Repayment period (loan tenor) options vary from 6 to 60 months
✓ Annual Interest Rate (APR) is 16% to 26% (on a reducing balance basis) + processing fees of 3 to 4% on the principal loan amount
✓ For Example – a loan of ₹1,00,000 with an APR of 16% (on a reducing balance basis), repayment tenure of 12 months, processing fee of 3%. The processing fee will be ₹3,000 + ₹540 GST with monthly EMI will be ₹9,394. The total loan amount will be ₹1,03,540. Total interest payable over 12 months will be ₹9,191. Total loan repayment amount is ₹103540 + ₹9191 = ₹1,12,731 *These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.
✓ Loan Prepayment Charges: 3 to 6% charge + 18% GST on the remaining principal amount (allowed after 6 EMI payments)
Why is Finnable the best personal loan app?
Instant Loans within 48 hours: Gone are the days when you had to wait weeks & months to get a loan approved.
Completely Digital/Paperless: Finnable instant loan app offers a complete digital service to help save time as well as paper!
Why is Finnable the best personal loan app?
Instant Loans within 48 hours: Gone are the days when you had to wait weeks & months to get a loan approved.
Completely Digital/Paperless: Finnable instant loan app offers a complete digital service to help save time as well as paper!
CIBIL Score Not Required for Taking a Loan: Unlike other personal loan apps online, you can take a loan even without an existing CIBIL Score
No Hidden Charges: A key feature that makes Finnable one of the best loan apps available is transparency. There are no hidden charges whatsoever, making the entire process a smooth one.
Finnable instant loan app offers a wide range of EMI plans. You can also use our personal loan EMI calculator to help you choose the perfect plan.
Loan Eligibility Criteria for Salaried Individuals (No Blue-Collar Employees)
•The net in-hand salary of the individual has to be ₹25k and above in metros or ₹15k and above in tier 2 & other cities
•He/she should have worked for more than six months
•First-time borrowers need to have a Finnable score of 650
•The individual should have valid Aadhaar, Pan & Address proof
•Finnable Loan is currently available in 23 cities
How to Apply for Instant Personal Loans Online?
• Register with OTP
• Ensure that you have the documents listed on the Web/App
• Provide details of amount required, net monthly salary & any other EMIs
• Do KYC & profile setup
• Validate address with pin code verification
• Select amount & tenure
• Provide bank details
APR Charges
The APR (Annual Percentage Rate) charges differ from person to person as it considers the different products availed and the risk profile of the customer. However, it generally ranges between 16%-26%.
Security & Privacy Policy
Finnable instant loan app ensures the safety of its customers via standard security. In simple terms, we do not share personal information
with third-party apps.
Contact Us: Drop us an email: makeiteasy@finnable.com
Address: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village Varthur, Hobli, Bengaluru, Karnataka 560103
Responsible Lending
Finnable has partnered with RBI authorised & regulated NBFCs/Financial Institutions.
Our policies and services are fully regulated and legally compliant.
Check your Loan Eligibility in 2 min