Two-Wheeler Loan
Making Young India Financially Able
Whether you're buying a new bike or a used scooter, Finnable’s two-wheeler loan makes it simple. Get quick approval, flexible EMIs, and fast disbursal — all with minimal documentation and a 100% digital process. Apply online and hit the road, worry-free.
Paperless
No Collateral
Loan in 60 Minutes
Calculate Your Two-Wheeler Loan Limit
You are eligible for Loan AmountKey Features & Benefits
Low EMIs
Enjoy lower EMIs with interest charged on a reducing balance, not a flat rate — so you pay less over time.
Quick Disbursal
Get funds directly in your bank account — with fast approval and hassle-free processing.
Flexible Loan Options
Choose a loan amount and repayment period that fits your needs and financial goals.
Your Loan Assistant
Please write to your loan assistant at makeiteasy@finnable.com for any support. We aim to provide you with a seamless and hassle-free experience.
Who Can Apply?
To be eligible for a personal loan for a two-wheeler from Finnable, you must:
- Have a full-time job in the public or private sector
- Be between 21 and 55 years old
- Earn at least ₹15,000 per month
- Be a citizen or resident of India
- Have a credit score of 700 or above
How to Check Your Two-Wheeler Loan Eligibility?
Checking your personal loan for home renovation eligibility is quick and easy:
- Visit the Finnable website and log in with your mobile number
- Enter basic details like your PAN, age, income, and city
- Get instant results — our smart tool shows your eligible loan amount right away
Application Process
Getting a personal loan for a two-wheeler is quick and easy — just follow these simple steps:
Set Up Your Profile
Sign up with your name, email, and mobile number. Verify your number with an OTP, then fill in your address and job details.
Choose Your Loan
Select the loan amount, choose the loan product, and pick a repayment period that fits your needs.
Upload Documents
Upload your ID proof, income proof, and address proof. Make sure they’re clear and legible, then submit for verification.
Documents Required for Loan Application
You will just need a few basic documents to get started with your personal loan for a two-wheeler:
- PAN Card
- Aadhaar Card (as ID proof)
- Last 3 Months’ Salary Slips
- Last 3 Months’ Bank Statements
Interest Rates & Charges
- Interest Rate: The interest rate for personal loans at Finnable ranges from 16% to 30.99% per annum. The exact rate is determined based on factors like your income, credit score, and employment status.
- Processing Fee: A processing fee up to 5% + GST is applicable, to cover administrative costs. The fee is usually deducted from the loan amount at the time of disbursement.
- EMI: The loan is repaid in monthly Equated Monthly Installments (EMIs), and the exact EMI amount will depend on the loan amount, interest rate, and tenure.
- Loan Tenure: 6 months to 60 months.
It's important to check the loan terms thoroughly before finalizing your loan application to understand the full scope of fees and charges associated with the personal loan.
Why Choose Finnable?
- Quick and Easy Application: With Finnable, you can apply for a two-wheeler loan without ever stepping into a branch. The entire process is digital, saving you time and effort.
- Fast Disbursement: Once approved, your loan amount is transferred directly to your bank account — in as little as 2 hours.
- Flexible Loan Amounts & Repayment Options: Borrow up to ₹10 Lakhs and choose a repayment tenure that fits your financial situation (6 to 60 months).
- Exclusive Rewards: Finnable is the first in the industry to offer cashback rewards of up to ₹200 per month for on-time EMI payments — helping you save and boost your credit score.
- Customer Support: Need help? Your personal loan assistant is always available at makeiteasy@finnable.com.
Why Choose Finnable For Personal Loan?
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What's the Minimum Credit Score for a Two-wheeler Loan?
Your credit score is one of the biggest factors in getting approved for a personal loan for a two-wheeler. A score of 700 or above shows that you're financially responsible — making you more likely to qualify and access better offers.That’s why most banks and NBFCs prefer lending to individuals with strong credit scores. A higher score can also help you unlock lower interest rates and exclusive benefits.
