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to now when analytics is a fundamental and core function for any business with big data and AI, Nitin has been a significant contributor to this journey. Starting his analytics career at an MNC Bank, he later set-up his own analytics company which worked with large banks across the globe. He conceived and built innovative products which helped banks and NBFC’s to increase their customer cross holding significantly and drive down the credit risk.
He truly believes that best of analytics is yet to come in financial services. Lending industry is still largely paper-based and most of the analytics currently is inward focused rather than customer focused. Hopefully, he will be able to build Finnable with these nuggets of wisdom, as one of the most customer oriented financial company. He is also an angel investor and mentors a few start-ups.
Nitin is an MBA from IIM, Bangalore.
for American Express in UK and Business Head for Standard Chartered in India. In both roles he managed balance sheets of more than 1500 Cr and deployed analytics, technology and product innovation to build highly profitable businesses. Viraj was the CEO and Co-Founder of NettPositive – one of the first Big Data and Analytics company in India. NettPositive worked with most large banks in India to put analytics at the heart of lending and cross-selling decisions.
Viraj has hands-on experience in managing P&Ls and is skilled in fiscal management, budgeting and corporate governance. He is an active angel investor and serves on the board of 4 companies; including that went public recently.
He is an alumnus of IIM, Bangalore and IIT, Varanasi.
driving the largest change initiative in the bank to deliver the end to end digital program with over US1b in planned investment. Prior to that as COO for Group Retail Products & Digital he implemented a risk management framework for retail banking across the group. As Country Risk Head in Malaysia, he implemented the risk appetite framework and key process re-engineering initiatives that enabled the turnaround of the de-growing US 5 bn Retail Mortgages and SME portfolio into a growth trajectory. As Country Retail Banking Head in Vietnam, he reinvigorated the retail franchise to make Vietnam the fastest growing market for the bank.
His common career theme is maximizing business growth opportunities by optimizing credit risk. With an engaging style and natural enthusiasm, he is recognized as a team player, a passionate and highly effective leader experienced in operating large scale businesses at the global level. His most recent leadership programs include Leadership across Boundaries at Oxford and Rethinking Leadership at INSEAD.
To apply send an email to email@example.com
Apply for a loan at Finnable and live limitlessly
You can create your profile on Finnable either through the website or personal loan App which can be found on Google play store. The profile will require a few basic details about yourself. After that select your loan amount/ product and the terms or payment period.Finally upload your KYC documents like Adhaar, Pan card and bank statement and you are done
Yes, it is possible to get a loan online. We do offer loans to customers who are 1st-time borrowers which may be customers without CIBIL score as well if it meets our eligibility criteria.
Once you complete the application process, you will be able to see the status. The Live status is updated in the app at any point. Loans get disbursed within 48 hours of the application being approved.
One can get an online loan of Upto Rs. 10 Lakhs
Once your loan is sanctioned, all you have to do is grant customer authorization for the EMI amount to get directly debited from your bank account. That way, you won't have to worry about forgetting your EMI payments.
Depending on your CIBIL score and monthly income, the interest charged on the loan will be between 14% to 27%
You can simply use the EMI calculator to calculate how much you would be paying each month.
As an RBI regulated NBFC, we are required to follow the procedures which include getting KYC documents from our customer’s. So, it is mandatory to submit documents to get a loan online.
Yes, extremely safe. Finnable is an RBI regulated NBFC
Yes, it is possible to foreclose or prepay an active Finnable loan. Foreclosing or prepaying means that one wishes to prepay the loan amount earlier than the loan tenure/period. This is allowed after 6 months of getting the loan.
Customer Service contact - firstname.lastname@example.org (You will get a reply within 24 hrs)
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Terms and condition and legal disclaimer
Finnable is one of the fastest growing financial technology (Fintech) start-up with an NBFC license from RBI providing hassle free loans. Our mission is to make Personal loans available in less than 24 hours
Example of Personal Loan for Salaried Professionals✓ Loan Amount from ₹50,000 to ₹10,00,000✓ Repayment period (loan tenor) options vary from 6 to 60 months ✓ Annual Interest Rate (APR) is 16% to 26% (on a reducing balance basis) + processing fees of 3 to 4% on the principal loan amount ✓ For Example – a loan of ₹1,00,000 with an APR of 16% (on a reducing balance basis), repayment tenure of 12 months, processing fee of 3%. The processing fee will be ₹3,000 + ₹540 GST with monthly EMI will be ₹9,394. The total loan amount will be ₹1,03,540. Total interest payable over 12 months will be ₹9,191. Total loan repayment amount is ₹103540 + ₹9191 = ₹1,12,731 *These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.✓ Loan Prepayment Charges: 3 to 6% charge + 18% GST on the remaining principal amount (allowed after 6 EMI payments)Why is Finnable the best personal loan app?Instant Loans within 48 hours: Gone are the days when you had to wait weeks & months to get a loan approved.Completely Digital/Paperless: Finnable instant loan app offers a complete digital service to help save time as well as paper!
Contact Us: Drop us an email: email@example.comAddress: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village Varthur, Hobli, Bengaluru, Karnataka 560103Responsible LendingFinnable has partnered with RBI authorised & regulated NBFCs/Financial Institutions.Our policies and services are fully regulated and legally compliant.
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