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Personal Loan in Cochin

If you live in Cochin or Kochi, you will be aware of the best tourist attractions of the city. After all, Cochin is home to the finest natural harbour and many architectural wonders of the country. Similarly, if you live in this beautiful city in Kerala and need access to quick and easy loans, where would you go or who would you approach?

You could always avail of a personal loan in Cochin, as taking a personal loan during a financial crisis can be an apt solution if you need funds quickly. 

Personal loans in Cochin are easily available through Finnable. You can get an instant loan through Finnable’s loan app that is available on Play Store. 

The maximum amount of loan you can take is of Rs. 10 lakhs at affordable personal loan interest rates that start at 16%.

Personal Loan Eligibility

Before you get an online personal loan, you will need to know about the personal loan eligibility criteria. As an applicant: 

  • You need to be an Indian Citizen.
  • You need to be within the age bracket of 21-45 years.
  • You should have a full-time job at a private or government company.
  • The tenure of this employment should be more than 3 months.
  • You to have more than 6 months of total work experience.
  • The monthly salary, for a Tier-I applicant, should be more than Rs. 20,000/-
  • As a Tier-II applicant, it should be more than Rs 15,000/-.
  • You should recieve your salary in your bank account.

Required Documents

Once you get an idea about the personal loan eligibility, you will need to collect these documents: 

  • As proof of identity and age, your PAN card is a must.
  • Aadhar card acts as proof of citizenship and address proof.
  • Salary slip for 1 month is required as proof of income.
  • Bank statements for 3 months, as proof of continuity of income, can be uploaded.
documents required for loan application

How to get Personal Loan in Cochin?

The final step in getting an instant loan is to start the application process. This can be done through the personal loan app. 

  • Start by downloading the personal loan app. You can find it on Google Play Store.
  • After the download is complete, create your profile. Add your personal and professional details. 
  • Select the type of loan you need, and choose the amount and tenure. 
  • Upload the documents mentioned. 

These documents will be verified by Finnable. To make sure your loan is disbursed quickly, do not leave any blanks or miss out on adding any information. Once the information is verified, the funds will be credited within a few hours.

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FAQs

The personal loan interest rate in Cochin starts at 16% up to 26%.

To check your CIBIL Score, you will need to create your profile on CIBIL’s site and enter the requisite information. Based on this you can get your CIBIL score in your email.

Yes, you can take a collateral-free loan in Cochin through Finnable. 

You can take a personal loan through Finnable from Rs. 50,000 up to Rs. 10 lakhs.

Personal loan tenure is the duration through which you repay your loan. When you take a personal loan from Finnable, you can choose to have a short-term or a long-term loan. Loan terms start at 6 months and up to 60 months.