Personal loan in Chandigarh

As a joint capital of Punjab and Haryana, Chandigarh is said to have one of the highest per capital incomes in India. It is also one of the fastest developing cities in the country. Aspirations are growing and sometimes an individual’s salary won’t be enough to meet the ever-increasing expenses.

At times like this, availing a loan in Chandigarh can help tide over the financial crunch. Applicants can put in a loan application through Finnable’s personal loan app. The process is quick, easy, and simple and with affordable interest rates of  the personal loan, applicants can fund their vacations, plan a wedding, or cover medical expenses.  

If you are employed in the government or private sector and are looking for a personal loan in Chandigarh, Finnable offers instant online personal loans of up to Rs. 10 lakh.

Required Documents

At the time of application of the instant loan, applicants need to submit the following documents:

Eligibility Criteria For Personal Loan

The eligibility for a personal loan in Chandigarh is as follows: 

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FAQs – Sample Questions

1.What are the different types of Personal Loans?

A personal loan is an unsecured loan and there are various types of personal loan an individual can avail from Finnable: 

2. How to get an instant personal loan in Chandigarh?

Availing an instant personal loan in Chandigarh is a 3-step process. Borrowers can use Finnable’s personal loan app and apply for an instant loan from the comfort of their home, office, or while on the move. To apply for a loan: 

Finnable will digitally verify the documents, and the funds will be credited within 6 hours of verification.

 3. How to calculate personal loan EMI?

The repayment of the online personal loan is done through EMIs. The EMI or equated monthly installment includes the personal loan amount and the loan tenure. The interest rate for the personal loan is decided by the lender. But you can still get an idea how much the EMI would be impacted in case of falling or rising interest rate. 

So while availing of a personal loan in Chandigarh, the applicant will pay the EMI based on the below formula: 

EMI= PxRx[(1+R)^N]/ [(1+R)^N-1]

Here:

The loan amount is P

The rate of interest is R

And the tenure of the loan is N

You can also use the personal loan EMI calculator to calculate the EMI on Finnable’s website or personal loan app.


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