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Personal Loan in Prayagraj

Did you know that the city of Prayagraj is officially known as Prayagraj? One of the meanings of this word in Sanskrit is a place of sacrifice. It was believed that Lord Brahma performed his very first sacrifice in this place.

If you are a resident of this city and need to fulfill your needs and wishes but are short on funds, you do not need to sacrifice your savings. All you need to do is take a personal loan in Prayagraj.  

You can take a personal loan in Prayagraj without collateral or security, as they are categorised as unsecured loans. You can apply for an instant personal loan online in 3 simple steps through the personal loan app

The minimum amount you can borrow is Rs. 50,000 and the maximum amount you can take is up to Rs. 10 lakhs. 

You can get personal loans from Finnable at affordable interest rates, starting at 16%.

Personal Loan Eligibility

If you are planning to take an instant loan, you will first need to meet the eligibility criteria as set by Finnable. These include:

  • Age: At the time of applying for an instant loan, you will need to be between 21-45 years of age.
  • Nationality: You will also need to be a citizen of India.
  • Employed: You must beemployed full time in a private or government company.
  • Tenure: This job should be held for more than 3 months.
  • Work experience: You should also have more than 6 months of work experience.
  • Income: If you are applying for an instant personal loan from a Tier-I city, your monthly income should be more than Rs. 20,000/-. Howver, as a Tier-II applicant, the monthly income should be more than Rs. 15,000/-.
  • Income credit: The income should be credited directly to your bank account.

Required Documents

These will be the documents you need when you take an online loan:

  • PAN Card: Your PAN card will be your proof of age and identity.
  • Aadhar Card: As proof of citizenship, your Aadhar card will need to be submitted.
  • Salary Slip: One month’s salary slip needs to be uploaded to the online personal loan app.
  • Bank Statement: As proof of credit, attach your bank statement.
documents required for loan application

How to get Personal Loan in Prayagraj?

The process to apply for a personal loan is simple and easy. To do so, you will first need to get the online personal loan app. This is available for free on Play Store for Android users and App Store for Apple users. 

After completing the download, you will have to register and create a profile. Your personal and professional details need to be filled in here. 

Next, choose the type of loan you are looking for. Finnable disburses various types of loans like education loans, wedding loans, home renovation loans, etc. 

Choose the loan amount and the tenure andupload the required documents. 

This completes the process of applying for the loan. Post this, your documents will be verified. The funds will be credited after successful verification by Finnable.

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A good CIBIL score determines your creditworthiness. It gives the lender an idea of whether you will be able to repay your loan on time. You can check your CIBIL score on CIBIL’s website.

The loan repayment tenure is defined as the duration through which you pay back the funds that you have availed from a lender. Finnable’s loan tenure starts at 6 months up to 60 months. You do have an option of foreclosing your loan if you wish to. However, personal loan foreclosure charges will be applicable on the principal amount.

The different types of loans available at Finnable are:


You can track your loan application status on Finnable’s personal loan app. If you have any queries regarding your loan, you can get in touch with a personal loan assistant.

To avail of a loan with the lowest interest rates, you will need to take the following steps:

  • Show good CIBIL Score
  • Take a loan for a short duration
  • Apply for a smaller amount 
  • Have a good credit history

There is no security or asset to be pledged while taking a loan from Finnable.