The city of Agra houses the famous Taj Mahal. It also houses about 23 lakh residents. Every family living in Agra, as with any other developing city, aspires to have a comfortable life and accomplish their dreams and goals. Sometimes you may be able to fulfil them on time, whereas there may come a stint when you may not have enough funds to meet your career goals or realise life-long dreams.
Those people who are facing this situation can easily apply for a personal loan in Agra.
Why should you apply for a personal loan? Well, there are multiple benefits of taking an instant loan.
To start with, it’s an unsecured loan. This means that you do not need to pledge any security or asset against the personal loan.
Unlike a secured loan, you do not need to submit too many documents. Just your basic KYC will be required along with income proof.
Now, most banks and financial institutions may not let you avail an online personal loan of a big amount. This is not the case with Finnable. When you apply for a personal loan in Agra through Finnable, you can apply for a loan of up to Rs. 10 lakhs. That’s not all, you can have a long-tenure loan of 5 years.
Personal loan interest rates as set by Finnable are also affordable not just for existing customers but for first-time applicants as well.
You can also use the personal loan EMI calculator available on Finnable’s website and personal loan app to calculate your EMI.
If you are finally convinced to get an instant personal loan from Finnable, you will need to meet eligibility as set by them. Their eligibility for the personal loan includes:
Once you meet all the criteria to get a personal loan in Agra, your next step is to collect the requisite documents:
You have now met all the eligibility for a personal loan and collected all your documents. What is the next process to get a personal loan in Agra?
Next, you need to download the personal loan app from Play Store. Once downloaded:
That’s it. Within 6 hours your documents will be verified and if everything is in place, your loan amount will be credited to your bank account.
1.How much loan can I get on a 50000 salary?
You can get an instant personal loan 10 to 12 times your monthly income. So, if you earn Rs 50,000; you can apply for an instant loan of Rs 5 lakhs to Rs 6 lakhs.
2. What is the rate of interest that will be charged on my personal loan?
The personal loan interest rate starts at 16% up to 26%. You can negotiate for a lower rate if you have a high CIBIL score.
3. How much personal loan can I get for a low cibil score?
If you are applying for a personal loan for CIBIL score, you will need to show a high income or apply for a lower amount. Based on these criteria, you will be able to apply for a loan. You can apply for a loan starting at Rs. 50,000 up to Rs. 10 lakhs.
4. How long does it take to get approved for a personal loan?Your personal loan gets approved within 6-24 hours of document verification.
5. How soon can I get my personal loan amount?Once the documents are verified, the funds are credited into your account within 24 hours.
6. Is there any personal loan processing fee?A processing fee of XY% is applicable on the personal loan
7. What is the benefit of prepayment?
There are multiple pros and cons of personal loan prepayment:
One of the biggest benefits is that your loan is repaid in full before the end of tenure, thus reducing your overall debt liability.
It also helps in saving on personal loan interest that is to be paid.
It also has a positive impact on your credit score.
However, one of the cons is personal loan foreclosure charges that apply to the loan amount. It varies between 3% to 6.5% depending on when you foreclose the loan.
Apply for a loan at Finnable and live limitlessly
Personal Loan in Ahmedabad | Personal loan in Chandigarh | Personal Loan in Patna | Personal Loan in Mumbai | Personal loan in Chennai | Personal Loan in Bangalore | Personal loan in Surat | Personal Loan in Vijayawada | Personal Loan in Mysore | Personal Loan in Bhubaneshwar | Personal Loan in Nagpur | Personal Loan in Mangalore | Personal Loan in Lucknow | Personal Loan in Delhi | Personal Loan in Pune | Personal Loan in Kolkata | Personal Loan in Agra
Home Renovation Loan
Raise a Query
Terms and condition and legal disclaimer
Finnable is one of the fastest growing financial technology (Fintech) start-up with an NBFC license from RBI providing hassle free loans. Our mission is to make Personal loans available in less than 24 hours
Example of Personal Loan for Salaried Professionals✓ Loan Amount from ₹50,000 to ₹10,00,000✓ Repayment period (loan tenor) options vary from 6 to 60 months ✓ Annual Interest Rate (APR) is 16% to 26% (on a reducing balance basis) + processing fees of 3 to 4% on the principal loan amount ✓ For Example – a loan of ₹1,00,000 with an APR of 16% (on a reducing balance basis), repayment tenure of 12 months, processing fee of 3%. The processing fee will be ₹3,000 + ₹540 GST with monthly EMI will be ₹9,394. The total loan amount will be ₹1,03,540. Total interest payable over 12 months will be ₹9,191. Total loan repayment amount is ₹103540 + ₹9191 = ₹1,12,731 *These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.✓ Loan Prepayment Charges: 3 to 6% charge + 18% GST on the remaining principal amount (allowed after 6 EMI payments)Why is Finnable the best personal loan app?Instant Loans within 48 hours: Gone are the days when you had to wait weeks & months to get a loan approved.Completely Digital/Paperless: Finnable instant loan app offers a complete digital service to help save time as well as paper!
Contact Us: Drop us an email: email@example.comAddress: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village Varthur, Hobli, Bengaluru, Karnataka 560103Responsible LendingFinnable has partnered with RBI authorised & regulated NBFCs/Financial Institutions.Our policies and services are fully regulated and legally compliant.
Personal loan in Ahmedabad| What Is Unsecured Loans | Education Loan For MBBS | Types Of Personal Loan | Difference Between Secured And Unsecured Loans | How To Apply For A Student Loan | Difference Between Credit Score And Cibil Score | Types Of Unsecured Loans | Home Loan Vs Personal Loan | How To Repay Loan Faste