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Personal Loan in Jodhpur

Known as the Blue City, Jodhpur is the second largest city in Rajasthan. Silhouetted against the Thar Desert are magnificent and charming temples, forts and palaces. It is obvious that the residents of this city might, at some point, need to borrow funds to realise their dreams or tide over an emergency. 

For this reason, you will find multiple financial institutions that provide loans in times of financial crisis. If you need money quickly, you can just apply for a personal loan in Jodhpur via Finnable’s loan app.  

You can get a personal loan to plan a wedding, travel, do home renovations, buy a car or bike, etc. as you do not need to provide any specific reason to Finnable when you apply for the loan.  

You can avail of a personal loan in Jodhpur of up to Rs. 10 lakhs from Finnable at affordable personal loan interest rates that start at 16%. And this is possible with minimal paperwork. All you need is your KYC and income proof to get an instant loan.

Personal Loan For Salaried

Personal Loan Eligibility

The eligibility for the personal loan includes:

  • Age: The minimum age of the applicant should be 21 years and the maximum age should be 45 years. 
  • Nationality: Only Indians can take a personal loan in Jodhpur
  • Employment: You should hold a full-time job with a private or government company. You have to remember that a loan from Finnable is a personal loan for the salaried. Self-employed people cannot apply for a loan through them.
  • Duration and work experience: You should have held your current job for more than 3 months and have at least 6 months of total work experience.
  • Income: Rs. 20,000/- per month should be your minimum income when you are taking a loan from Finnable. This amount applies to Tier-I applicants. As a Tier-II applicant, your monthly income should be at least Rs. 15,000/-. 
  • Receipt: The salary should be credited into a bank account and not be accepted as cash.

Required Documents

You will need to submit these documents: 

  • Identity proof: You will need to attach your PAN card. 
  • Residence and nationality proof: Here you will submit your Aadhar card.
  • Income proof: You will need to have your salary slip for 1 month.
  • Receipt proof: The bank statement where the income is credited is submitted.
Personal Loan in Calicut

How to get a Personal Loan in Jodhpur?

First, you will need to get the personal loan app. This app is available for free on Play store.

Once the app is downloaded, you will have to create your profile. Your profile will include personal details like name, age, gender, nationality, address, etc. You also need to provide professional details. 

The next step is to choose the type of loan. You will need to know the principal amount as well as choose the personal loan tenure

Finally, upload the required documents. Once they are uploaded, the documents will be verified by Finnable. If they find everything in order, your loan will be disbursed within a few hours.

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Personal Loan FAQs

6 months is the minimum loan tenure; whereas a personal loan maximum tenure can be for 60 months or 5 years.

Though having a high CIBIL score helps in getting your loan approved quickly, you can take an instant loan with a low CIBIL score through Finnable.

A personal loan is a collateral-free loan and you do not need to provide any security.

Using Finnable’s personal loan EMI calculator is easy. There are 3 sliders on Finnable’s calculator: 

  1. The loan amount slider: Use the loan amount Slider to choose the principal amount.
  2. Interest rate slider: Move the personal loan interest rate slider next. 
  3. Tenure slider: Choose the tenure in months. 

If you want to change any of the 3 factors, you can do so by moving the sliders. It will recalculate the EMI every time you change your input.

You can check your loan status on the Finnable personal loan app.

APR stands for Annual Percentage Rate. APR includes not only the personal loan interest rate that is applicable on the loan but also any additional charges like processing fees, documentation charges, service charges, etc.

As a ballpark figure, you can get about 10-12 times your net take home salary as a loan. When you apply for a personal loan through Finnable, the maximum loan amount you can avail is Rs. 10 lakhs.