Travel Loan
Making Young India Financially Able
Ready to travel but short on funds? A personal loan for travel from Finnable helps you book that dream trip—whether it’s a honeymoon, solo adventure, or family vacation. Cover flights, hotels, and more with an unsecured travel loan, and repay in easy EMIs. Apply online and get funds in hours. Your next getaway starts here.
Paperless
No Collateral
Loan in 60 Minutes
Calculate Your Travel Loan Limit
You are eligible for Loan AmountKey Features & Benefits
Low EMIs
Enjoy lower EMIs with interest charged on a reducing balance, not a flat rate — so you pay less over time.
Quick Disbursal
Get funds directly in your bank account — with fast approval and hassle-free processing.
Flexible Loan Options
Choose a loan amount and repayment period that fits your needs and financial goals.
Your Loan Assistant
Please write to your loan assistant at makeiteasy@finnable.com for any support. We aim to provide you with a seamless and hassle-free experience.
Who Can Apply?
To be eligible for a personal loan for travel from Finnable, you must:
- Have a full-time job in the public or private sector
- Be between 21 and 55 years old
- Earn at least ₹15,000 per month
- Be a citizen or resident of India
- Have a credit score of 700 or above
How to Check Your Travel Loan Eligibility?
Checking your personal loan for travel eligibility is quick and easy:
- Visit the Finnable website and log in with your mobile number
- Enter basic details like your PAN, age, income, and city
- Get instant results — our smart tool shows your eligible loan amount right away
Application Process
Getting a personal loan for travel is quick and easy — just follow these simple steps:
Set Up Your Profile
Sign up with your name, email, and mobile number. Verify your number with an OTP, then fill in your address and job details.
Choose Your Loan
Select the loan amount, choose the loan product, and pick a repayment period that fits your needs.
Upload Documents
Upload your ID proof, income proof, and address proof. Make sure they’re clear and legible, then submit for verification.
Documents Required for your Personal Loan for Travel
You will just need a few basic documents to get started with your loan for travel:
- PAN Card
- Aadhaar Card (as ID proof)
- Last 3 Months’ Salary Slips
- Last 3 Months’ Bank Statements
Interest Rates & Charges
- Interest Rate: The interest rate for personal loans at Finnable ranges from 16% to 30.99% per annum. The exact rate is determined based on factors like your income, credit score, and employment status.
- Processing Fee: A processing fee up to 5% + GST is applicable, to cover administrative costs. The fee is usually deducted from the loan amount at the time of disbursement.
- EMI: The loan is repaid in monthly Equated Monthly Installments (EMIs), and the exact EMI amount will depend on the loan amount, interest rate, and tenure.
- Loan Tenure: 6 months to 60 months.
It's important to check the loan terms thoroughly before finalizing your loan application to understand the full scope of fees and charges associated with the personal loan.
What Can You Use a Travel Loan For?
A travel loan gives you the freedom to explore without dipping into your savings. Whether it’s a honeymoon, family trip, or solo getaway, you can book now and repay later with ease.
- Instant Access to Funds – Book flights, hotels, and experiences without delays
- Flexible Repayment – Pay in easy EMIs over 6 to 60 months
- No Collateral Needed – It’s an unsecured personal loan, so your assets stay safe
Why Choose Finnable For Personal Loan?
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What's the Minimum Credit Score for a Travel Loan?
Your credit score is one of the biggest factors in getting approved for a personal loan for travel. A score of 700 or above shows that you're financially responsible — making you more likely to qualify and access better offers. That’s why most banks and NBFCs prefer lending to individuals with strong credit scores. A higher score can also help you unlock lower interest rates and exclusive benefits.
Frequently Asked Questions
A travel loan is an unsecured personal loan that allows you to finance your dream vacation without straining your finances. It can be used to plan trips for yourself, your friends, or your family.
Travel loans from Finnable can be repaid over a period of up to 60 months.
Since a travel loan is a personal loan, it is not considered part of your income and is not subject to taxation.
Yes, you can use a travel loan to plan a holiday for your parents or loved ones.
You can choose from a standard EMI plan, where the EMI remains constant throughout the loan tenure, or a flexi EMI plan, which starts with lower EMIs that gradually increase over time. Select the option that best suits your financial needs.
No, you only need to provide identity proof, address proof, and income documents. Travel details are not required.
Your travel loan will be disbursed within 24 hours after the approval of your documents.
You can reach out to us online or speak to one of our representatives over the phone.
Since Finnable is an RBI-approved NBFC, submitting your KYC documents is mandatory when applying for a travel loan.
The application process is simple:
- Fill out the online application form on Finnable’s website or app.
- Upload your documents after confirming your eligibility.
- Choose your loan amount and submit your application.
- Once approved, the loan will be disbursed to your bank account.
To be eligible for a travel loan, you should:
- Be a resident of India.
- Be employed full-time in the private or government sector.
- Have at least 6 months of work experience in total, with at least 3 months in your current job.
- Have a monthly salary of over Rs. 20,000 if you live in tier 1 cities or Rs. 15,000 if you live in tier 2 cities.
- Receive your salary in a bank account.
A travel loan from Finnable is an unsecured personal loan that you can use for travel-related expenses. The loan is repaid through monthly EMIs over an agreed-upon tenure. After approval, the loan is disbursed within 24 hours.
You are eligible if you meet the following criteria:
- A resident of India.
- At least 21 years of age.
- Salaried or self-employed with a minimum monthly income of Rs. 15,000 (though this may vary by lender).
- Have all the necessary documents for the loan application. Loan approval is subject to verification of all the provided information and documents.
You will need one identity proof (e.g., Aadhar card, PAN card, or driving license), one address proof, and income proof (e.g., salary slips and bank statements for the past three months if you are a salaried employee).
