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Personal Loan in Nashik

Situated in the northern part of Maharashtra, Nashik is one of the fastest-growing cities in the state. It is a major industrial hub, and also the Wine Capital of India as about 90% of all wines in India are produced here. 

These industries have played a very important role in catering to the employment of the residents. However, there may come a time when the income of these residents is not enough to pay for planned or unplanned expenses. 

Overcoming a financial crisis is no longer a hard task, as financial institutions like Finnable have curated special personal loans in Nashik for its residents.

If you are looking for a personal loan in Nasik, you can apply for one through Finnable’s personal loan app. These loans do not require any assets to be pledged. This aspect makes it easier for first-time applicants to apply for a quick loan.

Instant loans from Finnable start at Rs. 50,000. The maximum amount you can avail of is Rs. 10 lakhs. Personal loan interest rates start at 16% and you can choose your own tenure. The maximum loan duration can be for 5 years.

Personal Loan Eligibility

Any individual who is looking to take a loan first needs to meet the eligibility for a personal loan. These requirements give the lender a fair idea that the applicant is trustworthy and is capable of repaying the loan in full. 

The eligibility for the personal loan includes: 

  • You should be between 21-45 years of age.
  • You can get an instant loan online from Finnable only if you are an Indian citizen.
  • You should be employed full-time in a government or private organisation.
  • This job should be held for more than 3 months.
  • You must have a total work experience of more than 6 months.
  • You should be earning Rs. 20,000/- monthly as a Tier-I applicant and Rs. 15,000/- as a Tier-II applicant.
  • Your salary should be credited into the bank account of the applicant.

Required Documents

Apart from meeting the eligibility criteria, you also need these documents to get an approval on your online personal loan:

  • PAN card as proof of identity
  • Aadhar card as proof of citizenship
  • Salary slip for 1 month as proof of income
  • Bank statement for 3 months
Personal Loan For 20000 Salary

How to get Personal Loan in Nashik?

Applying for an instant personal loan from Finnable has to be done through the personal loan app. The app is available for free on Play Store and App Store. Once you finish downloading, getting a loan is a simple 3-step process: 

  • Create your profile by adding your personal and employment details.
  • Set your terms. Choose the type of loan, the amount you need, and the repayment tenure. 
  • Upload the documents for verification. 

Once the verification is complete and everything is in place, the funds will be directly credited to your account.

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FAQs

Yes, you can apply for a collateral-free loan through Finnable.

To pay the personal loan EMI, you will first need to fill out an e-mandate registration form. This form will state the EMI amount, date of deduction, and tenure. Once this is completed and approved by you, Finnable will auto-debit the EMI amount from the account.

To qualify for a personal loan, you will need to meet all the eligibility criteria as set by the lender.

Personal loan interest rates from Finnable start at 16%. The maximum interest rate is capped at 26%. Before the loan is sanctioned, the lender will inform the final rate of interest applicable.

You can check the status of the personal loan on the loan app. You can also speak to a personal loan assistant to know the progress of your loan application.

Once the verification of the loan documents is complete, Finnable will directly credit the amount into your account. You will also get an intimation on your mobile and email.