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Buy iPad On EMI Without a Credit Card

Technology, today, has become an inseparable part of our lives. Moreover, it is no surprise that gadgets like iPads have become one of the most sought-after tech-devices in the market. With their exceptional design, top-notch performance, and user-friendly interface, iPads have become a household name, catering to the needs of students, professionals, and individuals of all ages. 

However, the hefty price tag associated with high-end models can often leave many longing for an iPad, but not daring to take the plunge. But what if we told you that there’s a way to own an iPad without leaving your bank account empty? Yes, you read it right! 

Finnable gives you the privilege to buy an iPad on EMI. The option of EMI for iPads has taken the tech world by storm, and it’s no wonder why. With Finnable’s EMI plans, zero down payment options, and flexible repayment schedules, you can own an iPad on EMI without credit card, making it even more accessible.

So, if you’ve been waiting to get your hands on an iPad but have been holding back due to budget constraints, it’s time to embrace the world of EMI options and indulge in the seamless experience of owning an iPad.

Buy iPad On EMI & Zero Downpayment

When it comes to buying high-end gadgets like iPads, the upfront cost can be a big hurdle for many people. Fortunately, with Finnable, you can now buy iPad on EMI without worrying about making a hefty down payment. With zero down payment, you can spread the cost of the device over several months, making it a more affordable option. 

This is especially useful for individuals who don’t want to drain their savings or don’t have the cash to buy an iPad outright. So, whether you’re a student or a professional, if you’re looking to own an iPad, Finnable’s zero down payment option can be the perfect solution for you.

Why Should You Buy an iPad On EMI?

The iPad has become a versatile device that caters to various needs, from entertainment to productivity. However, the cost of an iPad can be a significant investment, which is why purchasing it on EMI can be a great option. 

Finnable offers an iPad Air EMI option for purchasing an iPad. With its flexible payment options and easy application process, buying an iPad on EMI with Finnable can be a smart choice. We will delve into the reasons why purchasing an iPad on EMI with Finnable can be a smart investment.

There are several benefits to buying an iPad on EMI with Finnable. These include:

No credit card required: With Finnable, you don’t need a credit card to buy an iPad on EMI. This makes it accessible to a wider range of people who might not have a credit card or might not want to use it for big purchases.

Flexible repayment options: Finnable offers flexible repayment options, allowing you to choose an EMI plan that suits your budget. You can choose to pay in monthly instalments, depending on your preference.

Zero down payment option: If you don’t want to pay anything upfront, you can opt for the zero downpayment option and spread the cost of the iPad over several months.

Hassle-free process: The entire process of buying an iPad on EMI with Finnable is online, making it convenient and hassle-free. You don’t have to visit a physical store or fill out lengthy forms, and the iPad will be delivered to your doorstep.

Competitive interest rates: Finnable offers competitive interest rates and ‘iPad-EMI offers’, making it an affordable option for people who want to buy an iPad on EMI.

iPad EMI Calculator

Before applying for an iPad on EMI, why not be a little more certain about your EMI loan and its interest rate?

  • Loan EMI

    Rs. pm

  • Total Interest Payable


  • Total Amount Payable


The EMI calculator will keep you updated on the total EMI cost of your new iPad over the period you specify, allowing you to plan accordingly. Increasing/decreasing your EMI relies on the interest rate, monthly interest amount, and total loan.

The EMI calculator will support you in this decision-making process. With the help of Finnable’s EMI calculator, you can determine how much your monthly payments will be. Additionally, doing this will aid in keeping your credit score high.

  • To use the EMI Calculator, please visit the Finnable website.
  • You’ll need to provide the Loan Amount, Interest Rate, and Loan Term. You can use the slider to make changes, or you can enter the information manually.
  • The EMI calculator will then reveal the Entire Amount due, broken down into the Interest payable and the total EMI Loan.

Additionally, you can explore more advanced parameters to find the best EMI option that matches your needs.

iPad Key Specifications

To assist you in making the best decision, we have compiled the following table detailing the features of each of the iPad models.

Key Specifications iPhone 14 iPhone plus
Screen Size
10.9 inches
10.9 inches
A14 Bionic Chip
Apple M1 Chip
64 GB
Primary Camera
12 MP
12 MP
Display Resolution
2360 x 1640 Pixels
2360x1640 Pixels
Upto 10 hrs
Upto 10 Hours

iPad Price List

Model Price
APPLE iPad Air (4th Gen)
₹ 59,900
APPLE iPad Air (5th Gen)
₹ 74,900

How to Buy an iPad on EMI with Finnable?

Setup Profile

Set up a profile via the Finnable website or by downloading the personal loan app from the Play Store and providing your contact information.

Choose Type of Loan

Choose the type of loan and enter the amount needed. Select an EMI plan that works best for you.

Check Eligibility

You can check your eligibility for the loan, by simply submitting our eligibility check form.

Submit Documents

Submit the required documents.

Congrats! Your bank account will be credited once the documents have been validated.

Loan EMI Calculator

Eligibility Criteria for iPad 14 EMI

Documents Required for iPad EMI

FAQs About iPad Downpayment and EMI

Yes, you can buy an Apple iPad on EMI without a credit card through various financing options that Finnable provides such as debit card EMI, no-cost EMI, and personal loan EMI.

Finnable does offer a debit card EMI option, but availability and terms may vary depending on your location and the specific iPad model you wish to purchase. You can check our website or contact customer support to get more information about the iPad on debit card EMI option for iPads.

You can purchase an Apple iPad Air using different EMI options such as no-cost EMI, personal loan EMI, and debit card EMI. To avail the EMI scheme, you can either visit an Apple store or authorised reseller or check with Finnable. 

You may need to submit documents like identity proof, address proof, income proof, and bank statements to apply. Availability and terms may vary based on your location, iPad Air model, and financing option.

Finnable usually processes loan applications within 2-3 working days, subject to verification of your documents and eligibility. Once your loan is approved, you can choose the EMI option that suits you best and complete the purchase of your iPad.

Finnable offers loan amounts ranging from Rs. 50,000 to Rs. 10 Lakhs for purchasing an iPad on EMI, depending on your creditworthiness and other factors like income, age, and credit score. However, to get a better idea, you can use Finnable’s EMI Calculator to constantly keep a check.