Navigating the Unknown: A Guide on How to Aid Your Loved Ones in Case of a Medical Emergency

In the fast-paced chaos of our daily lives, it becomes imperative to anticipate the unforeseen, particularly in the realm of medical emergencies involving our dear ones. Navigating these challenges with a calm demeanour stands out as the most effective approach. While such situations can be emotionally overwhelming, possessing a well-rounded understanding and a thought-out plan can be the differentiating factor. This comprehensive guide is designed to delve into the strategies for aiding your loved ones during medical emergencies. It accentuates the significance of swift decision-making, clear and efficient communication, and the prompt utilization of emergency medical services.

Comprehending the Dynamics of Medical Emergencies

Medical emergencies manifest in diverse forms, encompassing sudden illnesses, injuries, and life-threatening conditions. It is imperative to discern the signs and symptoms indicative of situations demanding immediate attention. These include but are not limited to intense pain, challenges in breathing, loss of consciousness, profuse bleeding, and manifestations consistent with a heart attack or stroke. Recognizing these warning signs is fundamental in determining the urgency and nature of the medical condition, thereby facilitating timely and appropriate intervention.

1. Stay Calm and Assess the Situation: The first step in any medical emergency is to remain calm. Take a deep breath and assess the situation. Determine if the person is conscious, breathing, and responsive. If not, or if you’re uncertain, call for emergency medical services immediately.

2. Call Emergency Services: In the case of a medical emergency, time is of the essence. Dial the emergency services number (such as 112 in India) promptly. Provide clear and concise information about the situation, the person’s condition, and your location. Stay on the line to follow any instructions given by the dispatcher. 

3. Perform Basic First Aid: While waiting for emergency services, administer basic first aid if you have the knowledge and it’s safe to do so. This may include CPR for someone who is not breathing or does not have a pulse, applying pressure to control bleeding or keeping the person calm and comfortable. 

4. Communicate Effectively: When emergency services arrive, provide them with accurate and detailed information. Inform them of any pre-existing medical conditions, medications the person is taking, and any actions you’ve taken since the emergency occurred. Clear communication ensures that medical professionals can make informed decisions swiftly.

5. Know the Location of Emergency Medical Supplies: Familiarise yourself with the location of emergency medical supplies in your home, workplace, or vehicle. This may include a first aid kit, an automated external defibrillator (AED), and emergency medications. Being prepared with essential supplies can make a significant difference in critical situations.

 6. Create a Personalized Emergency Plan: Consider developing a personalized emergency plan for your family or household. This plan should include contact information for emergency services, family members, and healthcare providers. Additionally, outline specific steps to take in various emergency scenarios, such as who to contact and what immediate actions to perform. 


This adage, ‘Being forewarned is being forearmed,’ resonates profoundly in the context of preparedness for a medical emergency. It underscores that readiness extends beyond the possession of adequate supplies; it necessitates the acquisition of the right knowledge and mindset. When faced with such a crisis, maintaining composure, initiating emergency services promptly, and providing effective aid until professional help arrives are pivotal actions that can significantly impact the well-being of your loved ones. Your role in this scenario is indispensable. Equip yourself with the skills and information required to navigate the uncertainties of such situations, bearing in mind that swift and decisive actions have the potential to save lives.
Refer to Finnable’s personal loans to brave your emergencies confidently without the need for any financial worries!


Frequently Asked Questions (FAQs):

Finnable has set a required minimum age for personal loan of 21 years for individuals to be eligible for a personal loan. This ensures that applicants have reached legal adulthood and are capable of entering into a financial agreement.

Yes, Finnable understands the financial needs of young borrowers and offers personalised loan options tailored to their specific requirements. Whether it's financing higher education, purchasing essential items, or starting a business venture, Finnable provides support to young individuals seeking financial assistance.

Borrowers nearing retirement may have unique financial needs, such as retirement planning, medical expenses, or supporting their children's education. Finnable offers personalised loan solutions that consider the specific circumstances of pre-retirement individuals, helping them meet their financial goals.

Unfortunately, no. Finnable does not, at the moment, offer any loans to senior citizens. Currently, 60 is the maximum age for personal loans set by Finnable

Other than personal loan age limits, Finnable considers various other factors for determining loan eligibility. These factors may include the applicant's income, credit score, repayment capacity, and employment stability. By assessing these aspects comprehensively, Finnable ensures that borrowers across different age groups can access the loan products that best suit their financial needs. 


Amit Arora

I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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