Amity Education Loan – Quick & Easy Approval by Finnable

Unexpected expenses can arise at any time, and having quick access to funds can make all the difference. Whether it's an urgent medical bill, a long-overdue home repair, or a personal project, Finnable makes it easy to get an Amity Education Loan quickly and conveniently.

With a streamlined application process, minimal documentation, and instant approvals, Finnable ensures that you have access to the funds you need—when you need them the most.

Paperless

15 minute disbursal

No collateral

Check Eligibility

Personal Loan Amount Limit

Monthly Salary

₹

₹5,000₹1,00,000

Credit Score

100900

Current Monthly EMI (if any)

₹

₹0₹50,000

I don't have any credit score.

You are eligible for Loan Amount

₹4,80,000

Key Features & Benefits of an Amity Education Loan

Low EMI’s

Enjoy lower EMIs with interest charged on the reducing balance method. As opposed to a Flat rate of interest, reducing balance ensures the EMI amount remains low.

Quick Disbursal

Enjoy the convenience of fast processing and quick approval, with funds directly credited to your bank account.

Flexible Loan Amount and Tenure

Choose a loan amount and repayment tenure that best fit your needs and financial capabilities.

Personal Loan Assistant

Please write to your loan assistant at makeiteasy@finnable.com for any support. We aim to provide you with a seamless and hassle-free experience.

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Documents Required for an Amity Education Loan

Getting an Amity Education Loan is quick and hassle-free if you provide the necessary documents. Here’s what you need to know:

Documents Required

KYC Documents – Aadhaar Card, PAN Card
Income Proof – Salary slips (for salaried) / ITR or bank statements (for self-employed)
Bank Statements – Last 3 to 6 months' transaction history

Interest Rate & Charges to Apply for an Amity Education Loan

Here's a breakdown of the costs to help you understand the applicable interest rates and charges:

Interest Rate: Starts from 16% to 35.99% per annum (varies based on credit score).
Processing Fee: 4% to 5%
Prepayment/Foreclosure Charges: 3% to 6% of the outstanding loan amount (depends on lender policies).
Late Payment Penalty: Additional interest charges, such as interest on overdue EMIs: 2% per month on the principal loan amount or past-due EMI.
Loan Cancellation: No additional fees. However, the processing fee will be retained. The accrued interest for the period between loan disbursement and cancellation is payable.

Why Choose Finnable for Your Amity Education Loan?

Instant Loan Approval and Disbursal
Our advanced loan processing system allows for instant approval decisions. Once your application is verified, the funds are disbursed directly into your bank account, often within a few hours.
No Collateral Required
Finnable offers unsecured personal loans, meaning you don’t have to risk your assets. There is no need to pledge property, gold, or any other collateral to secure your Amity Education Loan.
Competitive and Transparent Interest Rate
Our interest rates start from 16% per annum. We ensure full transparency with no hidden charges or fees, so you know exactly what you're paying from the start.
Minimal Documentation
We have simplified the loan process to require only essential documents. Submit your identity proof, address proof, and income details to complete your application.
Flexible Payment Options
Choose a repayment tenure that suits your financial situation, with options ranging up to 36 months. Our flexible plans ensure that repaying your loan is as easy as receiving it.

Who Can Apply for an Amity Education Loan?

Finnable aims to make personal loans accessible to a wide range of individuals. To be eligible, applicants must meet the following criteria:

Must be an Indian citizen aged between 21 and 55 years
Should be a salaried employe with a minimum net monthly income of ₹15,000
Must have a stable employment history with at least 6 months of work experience in the current organization
Should have a valid bank account for loan disbursal and EMI payments
A good credit history enhances loan approval chances

Finnable also offers personal loans to homemakers with a co-applicant who meets the above criteria.

Secure & Confidential Process

Your privacy and security are of utmost importance to us. Finnable employs 256-bit SSL encryption to ensure that all your personal and financial information remains protected throughout the loan application and disbursal process.

Why Finnable Stands Out?

Trusted by thousands of satisfied customers across India
Transparent pricing with no hidden fees
Quick and hassle-free application process
24/7 customer support for all your queries
User-friendly online portal for loan tracking and EMI payments

How to Apply for an Amity Education Loan with Finnable

Getting a personal loan through Finnable is straightforward and efficient. Here’s how it works:

Setup Profile

Sign up with your name, email, and mobile number. Verify your mobile number with an OTP and fill in your address and job details.

Choose Your Loan

Pick the loan amount you need, select the product, and choose a repayment period that suits you.

Upload Documents

Upload your ID proof, income proof, and address proof. Make sure the documents are clear, then submit them for verification.

EMI Options for an Amity Education Loan

Your EMI (Equated Monthly Installment) for a Amity Education Loan depends on the loan tenure, interest rate, and lender policies. Below is an estimated EMI breakdown for a 16% interest rate:

Loan Tenure	EMI Amount	Total Interest Paid	Total Repayment (Principal + Interest)
12 months	₹2,722	₹2,663	₹32,663
24 months	₹1,469	₹5,353	₹35,253
36 months	₹1,055	₹7,970	₹37,970
48 months	₹850	₹10,810	₹40,810
60 months	₹730	₹13,773	₹43,773

Factors Affecting Your EMI:

Interest Rate – Higher interest rates increase your EMI.
Loan Tenure – A longer tenure reduces your EMI but increases total interest.
Prepayment Option – Some lenders allow early repayment to reduce the overall cost.

How to Check Eligibility for a Amity Education Loan?

Steps to Check Your Eligibility:

Visit the Finnable Website/App
Use the Eligibility Calculator: Enter details like income, employment, and loan amount.
Get Instant Results: See if you qualify and check estimated EMI.
Apply Online: If eligible, proceed with your application for a quick approval.

Uses of an Amity Education Loan

An Amity Education Loan can be a financial lifeline in various situations. Common uses include:

Covering medical emergencies or unexpected health expenses
Managing home repairs or renovations
Funding travel or a short vacation
Paying for wedding expenses or social events
Managing education fees or skill development courses
Handling debt consolidation or credit card payments
Any other personal financial requirement

Apply Now and Get an Amity Education Loan in Your Account Today

With Finnable, securing a Amity Education Loan is just a few clicks away. There’s no need for lengthy paperwork, endless waiting, or multiple visits to the bank.