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Get a Personal Loan of Rs.3 lakh

If you need a Rs. 3 lakh loan urgently, you can now avail of it instantly through Finnable’s personal loan app. There are various benefits of availing of a Rs. 3 lakh personal loan from Finnable:

  • Being an unsecured loan, you do not need to pledge any security or collateral.
  • The entire process is online. This means that you do not need to visit an office or branch to apply for a loan.
  • You can apply for a personal loan of Rs. 3 lakh just by submitting 4 documents.
  • Finnable disburses the loan amount within 6 hours of document verification directly into your bank account.

Any salaried individual can apply for a 3 lakh personal loan through Finnable.

Eligibility for Personal Loan of Rs.3 lakh

The personal loan eligibility criteria at Finnable to avail of personal loan include:

  • Citizenship: Any Indian citizen can apply for an instant loan.
  • Age: At the time of application, you have to be a minimum of 21 years of age. The maximum age limit is 45 years.
  • Employment: Since it is a personal loan for the salaried, you will need to be employed in a government organization or a private company for at least 3 months.
  • Tenure: You will also need to have a minimum work tenure of at least 6 months to apply for a personal loan.
  • Income: Your minimum income per month should be at least Rs. 20,000/- if you live in a Tier-I city. If you are a Tier-II applicant, your minimum income should be Rs. 15,000/- per month.
  • Credit receipt: This income should not be received in cash and should be directly credited into your bank account.

How to apply for a Rs.3 lakh Loan?

You can now apply for a Rs. 3 lakh personal loan through Finnable’s personal loan app. It’s a simple 3-step process:

  • Step 1: Download the personal loan app and create your profile. Your profile will include all your personal and professional details.
  • Choose the type of loan you are looking for. Enter the amount that you need and then set your terms.
  • Upload the required documents. 

The documents will be verified by Finnable and if everything is in order, the amount will be credited into your bank account within 6 hours.

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At the time of applying for a 3-lakh loan, you will need to attach the following documents:

  1. Your PAN card is a mandatory document.

  2. Along with your PAN card, you also need to submit your Aadhar card as you can avail of a 3-lakh loan on your Aadhar card.

  3. Your 1-months salary slip.

  4. Bank statement for 3 months.

Your repayment of the loan will be done through EMIs or equated monthly installments. Before you avail personal loan, use the personal loan EMI calculator to get an idea about the EMI amount. Once finalized, you will need to fill out an e-mandate registration form and provide authorization to the lender to debit the EMI amount from your account, until the end of the personal loan tenure.

Finnable’s personal loan tenure starts at 6 months up to 5 years. So you have the option to have a Rs. 3 lakh loan for 6 months, a 3 lakh loan for 3 years, or a 3 lakh loan for 5 years.

Yes, you can avail of an instant loan for a low CIBIL score.

The different types of Personal loans available at Finnable include:

  • Vehicle loan

  • Marriage loan

  • Shopping loan

  • Education loan

  • Medical Loan

  • Ashirwad Loan

  • M Power loan

  • Travel loan