Personal Loan in Punjab
Punjab’s vibrant economy and expanding urban centers make it an ideal region for availing personal loans. Whether you’re in Ludhiana, Amritsar, or Mohali, you can access quick, hassle-free funding for weddings, travel, business needs, or home improvements, without the need for collateral and with complete digital ease.
Paperless
15 minute disbursal
No collateral
Personal Loan Amount Limit
You are eligible for Loan AmountFeatures & Benefits of Personal Loan in Punjab
Low EMI’s
Enjoy lower EMIs with interest charged on the reducing balance method. As opposed to a Flat rate of interest, reducing balance ensures the EMI amount remains low.
Quick Disbursal
Enjoy the convenience of fast processing and quick approval, with funds directly credited to your bank account.
Flexible Loan Amount and Tenure
Choose a loan amount and repayment tenure that best fit your needs and financial capabilities.
Personal Loan Assistant
Please write to your loan assistant at makeiteasy@finnable.com for any support. We aim to provide you with a seamless and hassle-free experience.
Why Choose Finnable for a Personal Loan in Punjab?
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Quick Disbursal: Get funds in your bank within 24 - 48 hours after approval
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100% Digital Process: Apply seamlessly online, no branch visits required
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Loans up to ₹10 Lakhs: Designed to suit various financial needs
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Flexible Tenure: Choose repayment terms between 6 and 60 months
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No Collateral Needed: Fully unsecured loan
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Transparent Interest Rates: Starting from 16% p.a. with no hidden charges
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Easy Prepayment: Option to pre-close after 6 EMIs with minimal fees
Who Can Apply for a Personal Loan in Punjab?
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Age: Between 21 and 55 years
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Employment: Salaried individuals only
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Minimum Income: ₹15,000 net monthly income
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Work Experience: Minimum of 12 months total employment
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Credit Score: Ideally 700+ (lower scores may still qualify)
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Residency: Indian citizens residing in India
How to Apply for a Personal Loan with Finnable in Punjab
Customers looking for a personal Loan in Punjab need to follow the below steps
Setup Profile
Sign up with your name, email, and mobile number. Verify your mobile number with an OTP and fill in your address and job details.
Choose Your Loan
Pick the loan amount you need, select the product, and choose a repayment period that suits you.
Upload Documents
Upload your ID proof, income proof, and address proof. Make sure the documents are clear, then submit them for verification.
