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Buy Apple Watch On EMI Without Credit Card

There are multiple reasons for buying an Apple watch. It helps you stay connected with your people, do plenty of tasks on your behalf and even get closer to your goals. It is much more than a mere fitness tracking device. A fashion accessory and status symbol, it is an extremely popular and most sought after smart watch. 

If you yearn to own an Apple watch without hurting your pockets or affecting your budget, you won’t have to worry much. Finnable has got your back. You can now get a personal loan while sitting in your comfort zone. Adorn your wrist with an Apple watch by simply registering on the Finnable App and having access to EMI options based on your convenience of repayment tenure. Want to know what is so special about getting an Apple watch on EMI from Finnable? Well, it is a revolutionary facility, that is, you no longer need a credit card to avail the benefits of an EMI. 

Buy Apple Watch On EMI & Zero Downpayment

Get your hands on the most desired smartwatch, which is an Apple watch with one of India’s trusted and highly rated fintech apps- Finnable. With its user-friendly interface, Finnable brings to you an EMI (Equated Monthly Installment) plan, which doesn’t demand any sort of downpayment.  You will just have to register on the app by providing a few personal and financial information and uploading a couple of general documents for validation. This feature of buying an  Apple watch on EMI without any upfront payment is designed to keep you safe from affecting your monthly planned budget. 

Why Should You Buy an Apple Watch On EMI?

There are multiple advantages that you can get by opting for an EMI to buy an Apple watch. 

  • Affordability- Buying an Apple watch is no longer just a dream because Finnable is here to solve all your budget related issues. Without burning a hole in your pocket, you can easily possess an Apple smart watch by opting for a zero down payment EMI, without the need for a credit card. 
  • Flexibility- You can spread the cost of the apple watch over the tenure chosen by you. Finnable offers two options for a personal loan repayment: a fixed EMI amount over the course of the personal loan, or a flexible plan where you can raise your EMI if it is feasible for you. 
  • No additional paperwork- By simply submitting a few simple documents to Finnable, you’ll have fast access to the benefits of an Apple watch, without the hassle of filing and processing a mountain of paperwork.

Apple Watch EMI Calculator

Before applying for an Apple Watch on EMI, why not be a little more certain about your EMI loan and its interest rate?

  • Loan EMI

    Rs. pm

  • Total Interest Payable


  • Total Amount Payable



It is important to keep an eye on the total EMI cost and the interest you’ll have to pay to manage your finances before making your big purchase. With the help of Finnable’s Apple watch EMI calculator, you can make decisions and stay informed about the interest rates based on the loan amount and tenure opted by you. Here’s how you can calculate your EMI:

– Visit the Finnable website/app and look for an EMI calculator. 

– Enter the Loan Amount, Interest Rate, and Loan Tenure as per your need. 

– The EMI calculator will then reveal the entire amount that you need to pay which will be broken down into the Interest payable and the total EMI loan.

Apple Watch Key Specifications

Apple has launched a number of variants in its watch category, each having its own specifications and features that makes it different from the other.

Specs Apple Watch
45 x 38 x 10.7 mm (1.77 x 1.50 x 0.42 in)
42.3 g (41mm), 51.5 g (45mm) (1.48 oz)
Glass front, ceramic/sapphire crystal back, stainless steel frame
Display type
Retina LTPO OLED, 1000 nits (peak)
Display size
1.9 inches
Display resolution
484 x 396 pixels (~326 ppi density)
Display protection
Sapphire crystal glass
watchOS 9.0, upgradable to 9.2
Memory Card Slot
Internal Memory
Wi-Fi 802.11 b/g/n, dual-band
Battery Charging

Apple Watch Price List

Apple Smart Watches Price
Apple Watch SE Cellular
₹ 26,400
Apple Watch SE Cellular 44mm
₹ 36,899
Apple Watch SE
₹ 21,994
Apple Watch SE 44mm
₹ 27,994
Apple Watch Series 3
₹ 12,994
Apple Watch Series 8 45mm
₹ 45,990
Apple Watch Series 8
₹ 39,900
Apple Watch Series 8 Cellular 45mm
₹ 58,899
Apple Watch SE 2 44mm
₹ 32,899
Apple Watch SE 2
₹ 29,899
Apple Watch SE 2 Cellular 44mm
₹ 37,899
Apple Watch SE 2 Cellular
₹ 34,899
Apple Watch Series 3 42mm
₹ 23,900
Apple Watch Series 5 44mm
₹ 43,900
Apple Watch Series 6
₹ 40,500
Apple Watch Series 6 44mm
₹ 43,900
Apple Watch Series 3 Cellular
₹ 41,120
Apple Watch Series 6 Cellular 44mm
₹ 52,900
Apple Watch Series 5
₹ 40,900
Apple Watch Series 5 Cellular
₹ 49,900
Apple Watch Series 5 Cellular 44mm
₹ 52,900
Apple Watch Series 4 44mm
₹ 52,900
Apple Watch Series 4 Cellular 44mm
₹ 52,900
Apple Watch Series 8 Cellular
₹ 55,900
Apple Watch Ultra
₹ 84,990
Apple Watch Series 7 Cellular 45mm
₹ 46,994
Apple Watch Series 7
₹ 46,994

How to Buy Apple Watch On EMI With Finnable?

Setup Profile

Set up a profile via the Finnable website or by downloading the personal loan app from the Play Store and providing your contact information.

Choose Type of Loan

Choose the type of loan and enter the amount needed. Select an EMI plan that works best for you.

Check Eligibility

You can check your eligibility for the loan, by simply submitting our eligibility check form.

Submit Documents

Submit the required documents.

Congrats! Your bank account will be credited once the documents have been validated.

Loan EMI Calculator

Eligibility Criteria For Apple Watch EMI

Documents Required for Apple Watch EMI

FAQ's About Apple Watch EMI & Downpayment

You can buy an Apple watch without a credit card and at zero downpayment on the Finnable website or by downloading the app. You do not need to make a downpayment during the purchase. You can opt for a flexible repayment tenure according to your principal amount. 

Definitely yes. You get a lot of benefits from buying an Apple watch on EMI. Finnable offers you flexible and affordable EMI plans which do not over exceed your monthly expenditure planning. Moreover you do not have to go through the tiring activity of limitless paper work.

If you buy an Apple Watch using Finnable’s Equated Monthly Installments, you do not have to make an upfront payment during the purchase. You are just needed to spread the cost of the watch across a period of time suitable for you. 

Opting for an EMI does affect the CIBIL score of the individual to a great extent in the long run. Also, all the future borrowings are affected due to a single EMI that affects the CIBIL score. 

Firstly, you get access to top-up loans If there comes a time when you need additional money over and above the existing loan amount, lenders will let you avail a top-up loan. Secondly, you can easily get loans at lower interest rates. Timely loan repayments indicate that you are a trustworthy borrower.

The interest rate depends on various factors such as the repayment tenure,principal amount etc.