3648 people have applied in the last 24 hours
Situated next to the mighty Brahmaputra river, Guwahati is one of the biggest cities in the state of Assam. For tourists, the city is a treasure trove of ancient history. If you read more about the city, you will see that the people living here have a high standard of living and high quality of life.
Hence, it comes as no surprise that its people are willing to go the extra mile to ensure their needs are met, including taking a personal loan.
If you are in need of funds, an instant loan through Finnable can be the solution to this problem. They have an online loan app, available in the play store, which can be used to apply for a personal loan in Guwahati.
There are many benefits to taking an instant personal loan online. First, no collateral against the loan amount is required. Second, the documents required by Finnable are minimal and can be uploaded on the app itself.
Third, the entire loan process is 100% digital. Right from application to disbursal, you can get all the information and status updates online. If you have doubts or queries at any point, there is a personal loan assistant available to help you.
Rs. 10 lakhs is the maximum amount you can apply for as a personal loan in Guwahati.
Here’s the list of eligibility for a personal loan:
Who can apply?
Any Indian national can apply for a personal loan in Guwahati.
What is the age limit?
21 years should be the minimum age of the applicant and the maximum age limit is 45 years of age.
What about employment?
You should have a full-time job.
I am self-employed. Can I apply?
You will need to be employed in a government or private company. A self-employed person cannot apply for a personal loan through Finnable yet.
I joined my job 6 months ago. Can I apply?
You need to show you have held your current position for more than 3 months. You also need to have work experience of a minimum of 6 months.
What should be my minimum salary?
If you live in a Tier-I city, you should receive Rs. 20,000/- as monthly income. For a Tier-II applicant, the income should be Rs. 15,000/- per month
I get paid in cash. Is that ok?
You will need to get your salary credited in a bank account and not receive it as cash.
You will have to submit the following documents when you intend to get an instant personal loan:
Document to be submitted
Proof of identity
Your PAN card will act as proof of identity and age.
Proof of nationality
The Aadhar card submitted will be proof of nationality as well as residence.
Salary slip for 1 months.
Income receipt proof
3 months’ bank statement.
How can you apply for the loan? As mentioned, the process is 100% digital and you can start by downloading the personal loan app.
The papers will be verified and within 24 hours, the funds from the loan will be credited into your bank account.
Apply for a loan at Finnable and live limitlessly
The personal loan interest rate is the commission or cost applicable on the principal amount of your loan that is charged by the lender. APR or annual percentage rate is the total interest that is applicable on the loan, throughout the year. This also includes any processing fees, documentation fees, etc. charged by the lending agency.
To improve your CIBIL score to get a personal loan you can:
There are multiple pros and cons of personal loan prepayment. The benefits include:
Repay the loan quickly
Saving on the interest amount to be paid
Reduction of the debt
Positive effect on the CIBIL score
You can apply for different types of personal loans at Finnable including
Benefits of an education loan from Finnable include:
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Home Renovation Loan
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Terms and condition and legal disclaimer
Finnable is one of the fastest growing financial technology (Fintech) start-up with an NBFC license from RBI providing hassle free loans. Our mission is to make Personal loans available in less than 24 hours
Example of Personal Loan for Salaried Professionals✓ Loan Amount from ₹50,000 to ₹10,00,000✓ Repayment period (loan tenor) options vary from 6 to 60 months ✓ Annual Interest Rate (APR) is 16% to 26% (on a reducing balance basis) + processing fees of 3 to 4% on the principal loan amount ✓ For Example – a loan of ₹1,00,000 with an APR of 16% (on a reducing balance basis), repayment tenure of 12 months, processing fee of 3%. The processing fee will be ₹3,000 + ₹540 GST with monthly EMI will be ₹9,394. The total loan amount will be ₹1,03,540. Total interest payable over 12 months will be ₹9,191. Total loan repayment amount is ₹103540 + ₹9191 = ₹1,12,731 *These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.✓ Loan Prepayment Charges: 3 to 6% charge + 18% GST on the remaining principal amount (allowed after 6 EMI payments)Why is Finnable the best personal loan app?Instant Loans within 48 hours: Gone are the days when you had to wait weeks & months to get a loan approved.Completely Digital/Paperless: Finnable instant loan app offers a complete digital service to help save time as well as paper!
Contact Us: Drop us an email: email@example.comAddress: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village Varthur, Hobli, Bengaluru, Karnataka 560103Responsible LendingFinnable has partnered with RBI authorised & regulated NBFCs/Financial Institutions.Our policies and services are fully regulated and legally compliant.
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