Personal Loan in Kerala

A personal loan in Kerala is a versatile financial tool that can empower you to fulfill your aspirations without having to dip into your savings or wait for years. Unlike secured loans that require collateral, most personal loans in Kerala are unsecured, meaning you don’t need to pledge any asset to obtain funds. This feature makes personal loans an attractive choice for those who don’t own valuable assets or are hesitant to put their properties at risk.

Kerala, the land of lush greenery, backwaters, and cultural heritage, is not only a tourist paradise but also a place where dreams take root. Whether you dream of expanding your business, pursuing higher education, renovating your home, or planning a grand wedding, turning your dreams into reality often requires a reliable financial partner. Finnable, a leading loan provider in India,  with its personalized and accessible personal loan services, is here to provide finance to those who require it.

Eligibility Criteria for Urgent Cash Loan in Kerala

Finnable aims to make personal loans accessible to a broader audience, but there are certain eligibility criteria that applicants must meet. The typical requirements include:

  • Age: Applicants must be within a certain age range, usually between 21 to 60 years.
  • Income: Finnable evaluates the income level of applicants to ensure their ability to repay the loan.
  • Employment Status: Steady employment and a regular source of income is required.
  • Credit History: While a good credit score is beneficial, Finnable also considers applicants with no prior credit histories.

Features of Personal Loans in Kerala

  • Seamless Application Process

Finnable takes pride in its simple and hassle-free application process. You can apply for a personal loan from the comfort of your home, and the 100% digital application process can be completed in just a few minutes.

  • Quick Approval

Time is of the essence, especially when it comes to urgent financial requirements. Finnable strives to provide swift loan approvals, enabling customers to access the funds they need at the earliest. Considering that all documents are in order, you can avail of an instant cash loan in 1 hour in Kerala. 

  • Flexible Loan Amounts

Finnable offers a wide range of loan amounts ranging from Rs. 50,000 to 10 lakhs, allowing you to select the loan size that best suits your needs and repayment capacity. You can use Finnable’s free personal loan EMI calculator to figure out the personal loan terms that you prefer.

  • Easy Repayment Options

Finnable understands that repaying a loan should be convenient. Therefore, we provide flexible EMI options, making it easier for you to manage your loan repayments without straining your budget.

Applying for an Online Personal Loan in Kerala

The process of obtaining a personal loan in Kerala is pretty straightforward and user-friendly. Follow these steps to get closer to achieving your dreams:

Step 1: Online Application

Visit your lender’s or Finnable’s website and fill out the online application form with essential personal and financial details.

Step 2: Document Submission

Upload the necessary documents, such as identity proof, address proof, income statements, and bank statements.

Step 3: Loan Approval

Once your application is submitted, our dedicated team of professionals will review it, and upon approval, the loan amount will be disbursed to your bank account.

Step 4: Repayment

Finnable offers various repayment options, and borrowers can choose the one that suits them best.


When it comes to fulfilling your dreams or addressing unforeseen financial needs, Finnable stands as a reliable and compassionate financial partner in Kerala. With our customer-centric approach, easy application process, and flexible terms, we at Finnable ensure that your dreams are not deferred due to financial constraints.

Remember, a personal loan in Kerala, or anywhere in the world, should be a well-considered financial decision, and it is essential to assess your repayment capacity and financial goals before applying for one. Finnable is here to help you navigate through the process and unlock a world of financial possibilities for you in God’s Own Country – Kerala!

Frequently Asked Questions

A personal loan is an unsecured loan that provides you with funds to meet various personal expenses, such as medical emergencies, education fees, home renovations, or wedding expenses. With a personal loan from Finnable, you can achieve your goals without the need for collateral or dipping into your savings.

Finnable stands out as a reliable and customer-centric loan provider in Kerala due to its personalized approach and commitment to customer satisfaction. We offer quick approvals, competitive interest rates, and flexible EMI options, ensuring a seamless borrowing experience for our customers.

To be eligible for a personal loan with Finnable, applicants typically need to be within the age range of 21 to 60 years, have a steady source of income, and meet specific credit history requirements.

Applying for a personal loan with Finnable is easy and can be done entirely online. Simply visit Finnable's website, fill out the online application form with your personal and financial details, and upload the required documents, such as identity proof, address proof, income statements, and bank statements. Once your application is approved, the loan amount will be disbursed to your bank account within a few hours.

Yes, Finnable offers a range of loan amounts, allowing you to choose the one that best suits your financial needs and repayment capacity. Additionally, you can select a repayment tenure that aligns with your preferences, making it easier for you to manage the loan without straining your finances.

Amit Arora


I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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