Instant Personal Loan
Making Young India Financially Able
Finnable’s instant personal loans are built for young professionals — whether it’s a medical emergency, home repairs, education, or a personal milestone. Apply online in minutes with a stress-free, paperless process and get the support you need, right when you need it. With no collateral and simple eligibility, borrowing is easy and transparent.
Paperless
No Collateral
Loan in 60 Minutes
Calculate Your Personal Loan Limit

You are eligible for Loan AmountKey Features & Benefits

Low EMIs
Enjoy lower EMIs with interest charged on a reducing balance, not a flat rate — so you pay less over time.
Quick Disbursal
Get funds directly in your bank account — with fast approval and hassle-free processing.

Flexible Loan Options
Choose a loan amount and repayment period that fits your needs and financial goals.
Your Loan Assistant
Please write to your loan assistant at makeiteasy@finnable.com for any support. We aim to provide you with a seamless and hassle-free experience.
Who Can Apply?
To be eligible for a personal loan from Finnable, you must:
- Have a full-time job in the public or private sector
- Be between 21 and 55 years old
- Earn at least ₹15,000 per month
- Be a citizen or resident of India
- Have a credit score of 700 or above
Fastest Loan Online
Finnable helps you get up to ₹10 Lakhs in 60 minutes





Application Process
Customers looking for a personal loan need to follow the below steps

Set Up Your Profile
Sign up with your name, email, and mobile number. Verify your number with an OTP, then fill in your address and job details.

Choose Your Loan
Select the loan amount, choose the loan product, and pick a repayment period that fits your needs.

Upload Documents
Upload your ID proof, income proof, and address proof. Make sure they’re clear and legible, then submit for verification.
Frequently Asked Questions
You can download the Finnable Personal Loan app, check your eligibility, enter a few basic details, and upload your selfie to get a loan from the app. The process is 100% online and paperless.
The rate of interest is fixed in nature and can vary from 16% to 30.99%, depending on the loan amount, repayment tenure, and borrower’s eligibility. You are also required to pay a processing fee of up to 5% of the loan amount sanctioned, depending on the borrower’s eligibility.
Net take-home of Rs. 20,000 crediting in the bank account is the minimum salary for Tier 1 cities like Mumbai, Bengaluru, Delhi, Chennai, Pune & Hyderabad. For Tier 2 cities, the net take-home must be Rs. 15,000 crediting in the bank account.
A processing fee will be charged depending upon the loan amount, repayment tenure, and borrower’s eligibility.
Yes, you can preclose the loan. However, we don’t encourage preclosure of loans until 6 months. After 6 months, if you wish to preclose the loan, preclosure charges will be applicable.
We don’t have the option of part payment. However, you can always preclose the entire loan amount after 6 months of availing the loan. Pre-closure charges will be applicable + GST.
You can request for a preclosure letter by writing to us at makeiteasy@finnable.com or customercare@finnable.com. Our service team will share the same within 24 hours of placing a request.
To register for e-mandate, please write to us at makeiteasy@finnable.com or customercare@finnable.com. Request email along with the below information needs to be shared in the email:
- Bank Name.
- Bank account number.
- IFSC code.
After updating your bank account details, you will receive an email with the e-mandate link, which can be activated on the FINNABLE App either through net banking or through the debit card option.
Credit Score
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