Long Term Loan
Making Young India Financially Able
Planning for higher education, your dream car, or a new home? Finnable's Long Term Loan is here to support you every step of the way. With a 100% digital process, minimal paperwork, and fast disbursal, getting the funds you need is quicker and easier than ever.
Paperless
15 minute disbursal
No collateral
Personal Loan Amount Limit
You are eligible for Loan AmountKey Features & Benefits
Low EMIs
Enjoy lower EMIs with interest charged on a reducing balance, not a flat rate — so you pay less over time.
Quick Disbursal
Get funds directly in your bank account — with fast approval and hassle-free processing.
Flexible Loan Options
Choose a loan amount and repayment period that fits your needs and financial goals.
Your Loan Assistant
Please write to your loan assistant at makeiteasy@finnable.com for any support. We aim to provide you with a seamless and hassle-free experience.
Who Can Apply?
- Must have a full-time job in the public or private sector
- Age should be between 21 to 55 years
- Minimum monthly income should be ₹15,000
- Must be a citizen/resident of India
- The minimum credit score should be 700 or above
Application Process
Customers looking for a Long Term Loan need to follow the below steps
How to Check Loan Eligibility?
Checking your loan eligibility with Finnable is quick and easy. Just follow these simple steps:
- Visit the Finnable Website: Log in with your mobile number
- Enter Basic Details: Such as your PAN, age, income, and city
- Get Instant Results: Our smart tool will instantly show your eligibility and loan amount
Set Up Your Profile
Sign up with your name, email, and mobile number. Verify your number with an OTP, then fill in your address and job details.
Choose Your Loan
Select the loan amount, choose the loan product, and pick a repayment period that fits your needs.
Upload Documents
Upload your ID proof, income proof, and address proof. Make sure they’re clear and legible, then submit for verification.
Documents Required for Loan Application
For those who wish to apply for a long-term loan, there are some standard requirements for necessary documents that need to be submitted at the time of application.
- PAN card
- Identity proof
- Address proof
- Signature Proof
- The latest salary slip
Interest Rates & Charges
- Interest Rate Range: 16% to 35.99% per annum
- Loan Tenure: 6 months to 60 months
- Processing Fee: 4% to 5% +GST
Common Uses of a Long-Term Loan?
- Debt consolidation
- Home improvement
- Medical expenses
- Education
- Travel expenses
- Weddings
Trusted by Millions for Simple & Safe Borrowing
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What's the Minimum Credit Score for a Long-term Loan?
Your credit score is one of the main factors that can affect your long term loan eligibility. If you have a credit score of 700 or above, you will be considered more financially stable and easily get a long term loan. That’s why banks and NBFCs prefer to lend long term loans to individuals with good credit scores. If you have a good credit score, then you can also avail many interest-rate discounts and offers.
