Switching Jobs? Here’s How to Transfer Your PF Account Today

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Transferring your Employee Provident Fund (EPF) account while switching jobs in India is a straightforward process. The Employees’ Provident Fund Organization (EPFO) has made it easy for employees to transfer their PF accounts from their previous employer to their new one. 

Here are the steps to transfer your PF account when changing jobs:

  1. Activate Your UAN (Universal Account Number):

Ensure that your UAN is activated and linked to your Aadhaar and PAN, as this is crucial for the transfer process. If your UAN is not activated, first visit the UAN activation portal by the EPFO. For activating your UAN, on the website, choose the ‘Activate UAN’ option. 

There, fill in your required details and authorize your UAN activation using the OTP sent to your registered mobile number.

  1. Login to the EPFO Member Portal:

Visit the EPFO’s official member portal and login using your UAN and password.

  1. Verify your Dates

Go to ‘View’ and select ‘Service History.’

Make sure your employer details specify your date of exit from the previous establishment and entry into the newer establishment. This will allow the request to go through. If these details are not visible, contact your employer to get the required information updated. 

  1. Select ‘One Member – One EPF Account (Transfer Request)’:

Once logged in, go to the “Online Services” section and select “One Member – One EPF Account (Transfer Request)” from the drop-down menu.

  1. Verify Your Details:

Your personal details such as name, date of birth, and UAN will be displayed on the screen. Verify that they are correct.

  1. Enter Details of Your Previous Employer:

Enter the details of your previous employer, including the PF account number and establishment code, which can be obtained from your old salary slip or from your previous employer.

  1. Request for OTP (One-Time Password):

After entering the details, you will receive an OTP on your registered mobile number. Enter the OTP to verify your request.

  1. Request for Transfer:

Once OTP is verified, you will be provided with the tracking ID and status of your transfer application. You can download the Form 13, which mentions the details of the request.

  1. Authorization by Current Employer:

After your request is submitted, your current employer will be required to approve and verify the transfer request online. Your new employer’s involvement in the process is crucial.

  1. Transfer Confirmation:

Once your current employer verifies the request, the transfer will be initiated, and your PF account balance from the previous employer will be transferred to your current PF account.

  1. Check the Status:

You can check the status of your transfer request online on the EPFO portal. It may take a few weeks for the transfer to be completed.


Remember that the transfer of your PF account is free of cost, and you should avoid withdrawing your PF balance when changing jobs to maximize the benefits of the scheme. Transferring your PF account ensures the continuity of your EPF contributions and interest accruals. So, transfer your EPF balance today and continue on your journey to retirement savings seamlessly.


Frequently Asked Questions (FAQs):

Finnable has set a required minimum age for personal loan of 21 years for individuals to be eligible for a personal loan. This ensures that applicants have reached legal adulthood and are capable of entering into a financial agreement.

Yes, Finnable understands the financial needs of young borrowers and offers personalised loan options tailored to their specific requirements. Whether it's financing higher education, purchasing essential items, or starting a business venture, Finnable provides support to young individuals seeking financial assistance.

Borrowers nearing retirement may have unique financial needs, such as retirement planning, medical expenses, or supporting their children's education. Finnable offers personalised loan solutions that consider the specific circumstances of pre-retirement individuals, helping them meet their financial goals.

Unfortunately, no. Finnable does not, at the moment, offer any loans to senior citizens. Currently, 60 is the maximum age for personal loans set by Finnable

Other than personal loan age limits, Finnable considers various other factors for determining loan eligibility. These factors may include the applicant's income, credit score, repayment capacity, and employment stability. By assessing these aspects comprehensively, Finnable ensures that borrowers across different age groups can access the loan products that best suit their financial needs. 


Amit Arora

I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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