How to Get an Instant Cash Loan?

If you face a financial emergency, getting quick access to cash can be of essence. Whether it’s to cover unexpected medical expenses or to seize a great opportunity, instant loans can provide the necessary funds when you need them the most. Therefore, knowing how to get a quick loan is a very valuable skill. 

Allow us to guide you through a stepwise process on how to get an instant cash loan with Finnable. 

Here’s what you need to do if you are considering applying for an instant personal loan:

1. Assess Your Needs and Eligibility

Before applying for an instant cash loan, it is essential to evaluate your financial requirements and determine the loan amount you need. Take into account the purpose of the loan and consider your ability to repay it within the designated time frame. Additionally, review the eligibility criteria set by Finnable to ensure you meet the necessary requirements, such as age and employment status.

2. Research and Compare Loan Providers

To make an informed decision, you need to research and compare various loan providers. Look for reputable lenders like Finnable who specialise in providing instant cash loans. Evaluate the interest rates offered, loan terms, and repayment options. Finnable offers competitive interest rates, flexible repayment plans, and excellent customer service.

3. Gather Required Documents

To expedite the loan application process, gather all the necessary documents beforehand. Commonly required documents include identification proof, address proof, income statements, bank statements, and employment details. Having these documents readily available will ensure a smooth and quick loan approval process.

4. Complete the Online Application

Finnable offers a user-friendly online platform that enables you to complete the loan application process conveniently from your home or office. Visit Finnable’s website or download our app and navigate to the loan application page. Fill in the required details accurately and double-check the information before submitting the application.

5. Provide Additional Information

You may need to provide additional information to support your application. This could include proof of income, employment verification, or any other relevant documentation. Finnable understands the importance of quick loan approval and strives to streamline this process, ensuring minimal hassle for borrowers.

Finnable’s Loan Eligibility Conditions

Now that you know how to get a loan fast, you must ensure that you meet the basic required criteria for most loans. The eligibility criteria for obtaining an instant cash loan in India may vary slightly between different lenders. However, here are the standard eligibility criteria that Finnable requires its loan applicants to meet:

  • Age: You must be a minimum of 21 years old and not exceed 60 years of age. 
  • Citizenship: You should be an Indian citizen with a registered Indian address. 
  • Employment Status: You should be a salaried individual with a permanent employment status with your employer. You should be employed with your current employer for at least the previous 6 months. Currently, Finnable does not provide finance to self-employed individuals.
  • Income: You should have a minimum salary of ₹15,000 per month. 
  • Documents: You will be required to submit copies of your Aadhar and PAN cards, payment slips from the previous two months, and your bank statement. 

There! Now you have all the information on how to get an instant cash loan from Finnable without hassle or much worrying.


Financial urgencies can be scary. An instant cash loan can provide the necessary funds to address your needs promptly and do away with your stress. By following the stepwise process outlined above, you can successfully obtain an instant cash loan. Finnable, a trusted loan provider, offers competitive rates, flexible repayment options, and quick loan disbursement to cater to your financial requirements efficiently. Remember to borrow responsibly, only taking what you need and ensuring timely repayments to maintain a healthy financial profile.

Frequently Asked Questions (FAQs):

Loan processing times can vary depending on the lender and the completeness of your application. However, with Finnable, you can expect a quick approval and disbursement within 48 hours of your application.

The minimum eligibility criteria required by Finnable includes being between 21-60 years old, having a stable source of income, meeting the employment criteria and providing the correct documents.

With Finnable, you can get your loan approved in as little as five minutes and have it disbursed to your account within the next two hours.

A quick loan, or an instant loan, can be easily availed if you fit the required eligibility criteria. All you have to do is accurately fill the loan application form and wait for the amount to credited to your account.

If you find yourself unable to repay your instant loan on time, you must contact Finnable immediately. We offer flexible repayment options and can work with you to find a solution. Ignoring the situation can lead to additional fees and potentially affect your credit score.

Amit Arora


I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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