Provident Fund (PF) is a key retirement savings scheme for salaried employees in India. Both employees and employers contribute a portion of the employee’s salary toward this fund, which grows with time to provide financial security post-retirement. Keeping track of your PF balance is important for monitoring the growth of your savings. One convenient way to do this is by using your PF number. In this blog, we will cover how to check PF balance by PF number and explore various methods available for checking your Provident Fund balance.
Understanding the Importance of PF Number
The PF number is a unique identifier assigned to each employee’s Provident Fund account. This number is used to track the contributions made by both the employee and the employer. It is issued by the Employees’ Provident Fund Organisation (EPFO) and contains information related to the region, establishment, and the individual member.
In many cases, PF accounts are linked to the Universal Account Number (UAN), but you can also use your PF number to access your account details, including your balance. Knowing how to check PF balance by PF number is crucial, especially for employees who may not have activated their UAN.
How to Check PF Balance by PF Number: Methods
There are several methods available for checking your PF balance using your PF number. Let’s explore these methods step by step.
- PF Balance Check Online via TrackMyPF app
One of the easiest and most efficient ways to check your Provident Fund (PF) balance is by using the TrackMyPF app. This app simplifies the entire process, providing real-time updates and making it convenient for users to access their PF balance anytime, anywhere.
Here’s how you can check your PF balance using the TrackMyPF app:
- Step 1: Download the TrackMyPF Balance by Finnable app from Google Playstore or Apple iStore.
- Step 2: Register your account using your UAN (Universal Account Number) and complete the necessary authentication steps.
- Step 3: Once registered, you will have real-time access to your EPF balance, contributions, and passbook.
- Step 4: The app will provide you with detailed information about your contributions, including employer contributions, interest accrued, and the total EPF balance.
Advantages of Using TrackMyPF App:
- Real-time updates: The app provides instant access to your EPF balance.
- Convenient access: Available on mobile, making it easy to check your balance on the go.
- Additional features: Track your EPF transactions, contributions, and interest all in one place.
The TrackMyPF app is a user-friendly solution that ensures you stay updated with your PF balance effortlessly.
2. Using the EPFO Portal for PF Balance Check
The Employees’ Provident Fund Organisation (EPFO) provides an online portal where employees can access their PF account information. Here’s how to check PF balance using the EPFO portal:
- Step 1: Visit the official EPFO website:https://www.epfindia.gov.in
- Step 2: Navigate to the “Our Services” section and click on “For Employees.”
- Step 3: Under the “Services” tab, click on “Member Passbook.”
- Step 4: Enter your UAN, PF number, and password to log in. If you don’t have UAN, you can still use your PF number.
- Step 5: After logging in, you can view your passbook, which will display the contributions made to your account by both you and your employer. You can download or print the passbook for future reference.
This method is one of the most direct ways of using your PF number to check your balance. However, make sure your UAN is linked to your PF number, which makes the process more seamless.
2. How to Check PF Balance with PF Number Using SMS
If you don’t have access to the internet, you can still perform a PF balance check using SMS services provided by EPFO. Here’s how it works:
- Step 1: Ensure that your UAN is activated and linked to your PF number.
- Step 2: From your registered mobile number, send an SMS to 7738299899 in the format: `EPFOHO UAN ENG`. (Replace “ENG” with the language code for receiving the message in other languages, such as HIN for Hindi, TEL for Telugu, etc.)
- Step 3: You will receive a reply message containing your PF balance, including details of both your and your employer’s contributions.
This method is especially useful for individuals who prefer receiving updates via SMS. It’s a quick and hassle-free way of keeping track of your PF balance.
3. PF Balance Check with Missed Call Service
Another simple and quick way to perform a PF balance check using your PF number is by giving a missed call:
- Step 1: Ensure that your UAN is linked with your PF number and that your mobile number is registered with EPFO.
- Step 2: Give a missed call to 011-22901406 from your registered mobile number.
- Step 3: You will receive an SMS that contains your PF balance and account details.
This method is convenient as it doesn’t require internet access or the need to log into the EPFO portal. It’s a simple and reliable way to track your PF balance with just a missed call.
4. How to Check PF Balance by PF Number Using the UMANG App
The UMANG app (Unified Mobile Application for New-age Governance) provides easy access to several government services, including PF balance check services. Here’s how to check PF balance with PF number using the UMANG app:
- Step 1: Download the UMANG app from Google Playstore or Apple iStore.
- Step 2: Register on the app using your mobile number.
- Step 3: Once registered, select the EPFO option under “Employee Centric Services.”
- Step 4: Click on “View Passbook” and log in using your UAN and OTP sent to your registered mobile number.
- Step 5: After logging in, you can view your EPF passbook and balance details.
The UMANG app also allows you to check your PF transaction history, contributions, and the total balance in your account.
5. Checking PF Balance Through the EPFO Mobile App
The EPFO also offers a mobile app called m-Sewa, which enables users to check their PF balance by using their PF number. Here’s how to use the app:
- Step 1: Download the m-Sewa app from the Google Playstore or Apple iStore.
- Step 2: Register on the app using your UAN and mobile number.
- Step 3: Once registered, log in to the app and select the “View Passbook” option.
- Step 4: Enter your PF number to access your account details, including your balance and contributions.
This app provides an easy-to-use interface for performing a PF balance check with PF number and other account-related actions.
6. How to Check PF Balance via EPFO’s Toll-Free Number
If you prefer calling to get information about your PF account, EPFO offers a toll-free service. You can call the EPFO toll-free number, provide your PF number, and receive details about your PF balance.
- Step 1: Call the EPFO’s toll-free number: 1800-118-005.
- Step 2: Provide your PF number and registered mobile number.
- Step 3: You will be informed of your PF balance and other relevant details over the call.
Conclusion
Knowing how to check PF balance by PF number is essential for keeping track of your retirement savings and ensuring that your PF account is growing as expected. Whether you use the EPFO portal, SMS services, the UMANG app, or the EPFO app, multiple methods are available to help you perform a PF balance check with PF number.
By regularly checking your PF balance, you can ensure that your retirement savings are on track and that there are no discrepancies in your account. Whether you’re just starting your career or nearing retirement, keeping a close eye on your PF balance is crucial for a secure financial future.
To simplify the process further, you can download the TrackMyPF Balance by Finnable app. This app provides a one-stop solution for checking your PF balance, viewing your passbook, and staying updated with your PF account.
