The Employee Provident Fund (EPF) is a vital financial instrument for millions of employees in India, serving as a retirement savings scheme. To make the management of EPF accounts more efficient and transparent, the government has made it mandatory to link your EPF account with your Aadhaar card online. This linkage offers numerous benefits, such as streamlined withdrawals and online services. In this step-by-step guide, we’ll walk you through the process of linking your UAN (Universal Account Number) with Aadhaar online, ensuring that you can access your EPF account conveniently and enjoy the associated advantages.
Before diving into the process, it’s essential to understand why linking your EPF account with Aadhaar is advantageous:
- Streamlined Withdrawals: Linking simplifies the process of making partial or full withdrawals from your EPF account, ensuring a smoother and quicker experience.
- Online Services: Once linked, you can access various EPF services online, such as checking your balance, tracking claims, and updating personal details, without the need for physical visits to the EPF office.
- Seamless Transfer: If you change jobs or locations, linking your EPF account with Aadhaar makes the transfer of your PF balance to the new account more straightforward.
Link Your EPF Account With Your Aadhaar On EPFO Website
Step 1: Ensure UAN Activation
Ensure that your Universal Account Number (UAN) is activated and linked to your EPF account. You can check this with your employer or verify it online through the EPFO portal. Once your UAN is activated, you can access and track your EPF savings online.
Step 2: Visit the EPFO Portal
Access the official Employee Provident Fund Organisation (EPFO) portal.
Step 3: Log in to Your Account
Log in using your UAN and password. If you haven’t registered on the portal yet, you’ll need to complete the registration process.
Step 4: Click on ‘Manage’ Tab
Once logged in, click on the ‘Manage’ tab in the top menu bar.
Step 5: Select ‘KYC’
Under the ‘Manage’ tab, select ‘KYC’ from the dropdown menu.
Step 6: Add Aadhaar
You will now see a list of various documents you can link to your EPF account. To link your Aadhaar, click on the ‘Aadhaar’ option.
Step 7: Enter and Save Aadhaar Details
A new page will open, prompting you to enter your Aadhaar number and your name as per Aadhaar. Double-check the details for accuracy. Once done, click on the ‘Save’ button.
Step 8: Verification
The EPFO will verify the details you’ve provided with the details available on the Aadhaar database. If the information matches, your Aadhaar will be successfully linked to your EPF account. Soon, you will receive a confirmation message on the EPFO portal and your registered mobile number/ email address once the Aadhaar is successfully linked to your EPF account.
Link Your EPF Account With Your Aadhaar Using UMANG App
Step 1: Download the UMANG App
If you haven’t already, download and install the UMANG app from your device’s app store. It’s available for both Android and iOS devices.
Step 2: Register on UMANG
Open the UMANG app and register if you haven’t already. You’ll need to provide your mobile number and create a password to set up your UMANG account.
Step 3: Log In to UMANG
Once registered, log in to the UMANG app using your UAN and OTP sent to your registered mobile number.
Step 4: Navigate to EPFO Services
Inside the UMANG app, you’ll find a wide range of government services. To link your EPF account to Aadhaar, navigate to the ‘EPFO’ section.
Step 5: Select ‘Aadhaar Seeding’
Under the EPFO section, choose the ‘Aadhaar Seeding’ option. This is where you can link your Aadhaar to your EPF account.
Step 6: Enter UAN and OTP
You’ll be once again prompted to enter your Universal Account Number (UAN) and the OTP (One-Time Password) sent to your registered mobile number. Make sure your UAN is activated
Step 7: Provide Aadhaar Details
Next, you’ll need to enter your Aadhaar number and name as per your Aadhaar card. Ensure that the details match accurately.
Step 8: Submit Request
After entering your Aadhaar details, review the information for accuracy. Once confirmed, submit the OTP received to confirm your request for linking your EPF account with Aadhaar.
Step 9: Confirmation
You will receive a confirmation message on the UMANG app and an SMS on your registered mobile number once the Aadhaar linking process is successful.
Step 10: Check Aadhaar Linking Status
To ensure that your Aadhaar is successfully linked to your EPF account, you can check the status through the UMANG app or the EPFO portal.
Congratulations! Your EPF account is now linked with your Aadhaar, providing you with a hassle-free way to manage your retirement savings. This simple yet significant step ensures that you can access EPF services conveniently and efficiently, making your financial planning more accessible and transparent.