In 2019, Raipur was ranked 7th in the Ease of Living Index (EoI). This EoI assesses the ease of living across 3 categories: economic ability, quality of life and sustainability. It is also a known fact that to have a high quality of life, you need funds.
If you find yourself short of cash and need financial assistance, a personal loan in Raipur through Finnable can help. Personal loans are collateral-free loans. There are various types of personal loans available at Finnable. You can take a shopping loan, a wedding loan, and even a loan for remodeling your house.
Finnable’s personal loans start at Rs. 50,000. The maximum amount you can avail of is Rs. 10 lakhs. The loan tenure starts at 6 months and you can extend it for 5 years. The personal loan interest rates start at 16%
How do you know if you are eligible for a personal loan? The eligibility criteria are set by Finnable and you will need to meet them all to be able to apply for the loan:
You need the following documents to take a personal loan. These documents are also proof of eligibility:
To get an instant personal loan, you need to download the personal loan app. The app is available for free download on Play Store or App Store.
Post verification, the funds will be credited into your bank account. If everything is in order, funds get credited within a few hours.
Apply for a loan at Finnable and live limitlessly
The different types of personal loans include:
A secured loan is when a borrower has to offer collateral against the funds. While availing unsecured loans, are collateral free loans.
Yes, you can pay off your loan early. Before you foreclose your loan, check for the pre-payment charges that you may need to pay.
To calculate the personal loan interest, you will need to know the principal amount, interest rate, and tenure. Once you know these factors, you can use the personal loan EMI calculator to calculate your interest on the loan.
750 and above is considered to be a good CIBIL score. If you are a new customer, Finnable will disburse personal loans without a CIBIL score. However, as an existing customer, you will need to show a CIBIL score of 675.
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Finnable is one of the fastest growing financial technology (Fintech) start-up with an NBFC license from RBI providing hassle free loans. Our mission is to make Personal loans available in less than 24 hours
Example of Personal Loan for Salaried Professionals✓ Loan Amount from ₹50,000 to ₹10,00,000✓ Repayment period (loan tenor) options vary from 6 to 60 months ✓ Annual Interest Rate (APR) is 16% to 26% (on a reducing balance basis) + processing fees of 3 to 4% on the principal loan amount ✓ For Example – a loan of ₹1,00,000 with an APR of 16% (on a reducing balance basis), repayment tenure of 12 months, processing fee of 3%. The processing fee will be ₹3,000 + ₹540 GST with monthly EMI will be ₹9,394. The total loan amount will be ₹1,03,540. Total interest payable over 12 months will be ₹9,191. Total loan repayment amount is ₹103540 + ₹9191 = ₹1,12,731 *These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.✓ Loan Prepayment Charges: 3 to 6% charge + 18% GST on the remaining principal amount (allowed after 6 EMI payments)Why is Finnable the best personal loan app?Instant Loans within 48 hours: Gone are the days when you had to wait weeks & months to get a loan approved.Completely Digital/Paperless: Finnable instant loan app offers a complete digital service to help save time as well as paper!
Contact Us: Drop us an email: email@example.comAddress: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village Varthur, Hobli, Bengaluru, Karnataka 560103Responsible LendingFinnable has partnered with RBI authorised & regulated NBFCs/Financial Institutions.Our policies and services are fully regulated and legally compliant.
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