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Personal Loan in Raipur

In 2019, Raipur was ranked 7th in the Ease of Living Index (EoI). This EoI assesses the ease of living across 3 categories: economic ability, quality of life and sustainability. It is also a known fact that to have a high quality of life, you need funds. 

If you find yourself short of cash and need financial assistance, a personal loan in Raipur through Finnable can help. Personal loans are collateral-free loans. There are various types of personal loans available at Finnable. You can take a shopping loan, a wedding loan, and even a loan for remodeling your house. 

Finnable’s personal loans start at Rs. 50,000. The maximum amount you can avail of is Rs. 10 lakhs. The loan tenure starts at 6 months and you can extend it for 5 years. The personal loan interest rates start at 16%

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Personal Loan Eligibility

How do you know if you are eligible for a personal loan? The eligibility criteria are set by Finnable and you will need to meet them all to be able to apply for the loan:

  • The minimum age limit is 21 years and the maximum age limit is 45 years.
  • Only Indian nationals can apply for the instant loan online.
  • You should be employed full-time in a government or private company.
  • Rs. 20,000/- should be the minimum monthly salary earned as a Tier-I applicant. If you are residing in a Tier-II city, your monthly income should be Rs. 15,000/-.
  • Income should be deposited in a bank account.
  • You also need to be working in the current job for more than 3 months and need to have a minimum of 6 months of work experience.

Required Documents

You need the following documents to take a personal loan. These documents are also proof of eligibility:

  1. PAN card
  2. Aadhar card
  3. 1-month salary slip
  4. Bank statement 
Personal Loan For Salaried

How to get a Personal loan in Raipur?

To get an instant personal loan, you need to download the personal loan app. The app is available for free download on Play Store or App Store. 

  • Set your profile, add personal and professional information
  • Select the loan product, the loan amount, and the tenure
  • Upload the documents 

Post verification, the funds will be credited into your bank account. If everything is in order, funds get credited within a few hours.

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The different types of personal loans include:

  • Education Loans
  • Shopping Loans
  • Wedding Loans
  • Travel Loans
  • Medical Loans
  • Home Renovation Loans
  • Vehicle Loans
  • Ashirwad Loans

A secured loan is when a borrower has to offer collateral against the funds. While availing unsecured loans, are collateral free loans.

Yes, you can pay off your loan early. Before you foreclose your loan, check for the pre-payment charges that you may need to pay.

To calculate the personal loan interest, you will need to know the principal amount, interest rate, and tenure. Once you know these factors, you can use the personal loan EMI calculator to calculate your interest on the loan.

750 and above is considered to be a good CIBIL score. If you are a new customer, Finnable will disburse personal loans without a CIBIL score. However, as an existing customer, you will need to show a CIBIL score of 675.