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Personal loan in Kanpur

Situated next to the banks of River Ganga, Kanpur is a financial and industrial center in Uttar Pradesh. Hence, it should not come to you as a surprise that you can avail quick personal loans in Kanpur through Finnable. 

Before you choose to take a personal loan in Kanpur, you should be aware of a few things:

  • A personal loan is a collateral-free loan. 
  • The entire process is 100% digital; you can apply for an instant loan through a personal loan app. 
  • The documentation required is minimal.
  • You can take a personal low with a low CIBIL score through Finnable. If you are a first-time applicant, you do not need to provide a CIBIL score when you apply at Finnable. 
  • You can take a loan of up to Rs. 10 lakhs.
  • The personal loan tenure can be for up to 5 years. 
personal loan eligibility

Personal Loan Eligibility

The eligibility for the personal loan includes: 

  • The applicant has to be an Indian resident.
  • You must be between 21-45 years of age.
  • Hold a full-time job at a private or government company.
  • The monthly income, as a Tier-I applicant, should be more than Rs. 20,000/-.
  • For a Tier-II applicant, the monthly income should be more than Rs. 15,000/-.
  • The income should be credited into your bank account and not be accepted as a cash payment.

Required Documents

To get the instant personal loan, you will need to provide:

  • PAN card as proof of identity and age.
  • Aadhar card as proof of citizenship and residency. Though there isn’t something known as taking a personal loan on an Aadhar card alone, this document is extremely important when it comes to taking an instant personal loan online.
  • Salary slip for 1 month as proof of income.
  • Bank statement for 3 months as proof of income and receipt.
Top up Loan Eligibility

How to get a Personal Loan in Kanpur?

To apply for an online personal loan, you will first need to get the personal loan app. This app is available on Play Store. 

After downloading, create your profile by adding your personal and professional details.

Choose the type of loan, the amount, and the personal loan tenure.

Upload the documents as mentioned above. These papers will be verified instantly by Finnable. After the verification is done, within a few hours, your loan application will be approved and the funds will be credited instantly.

Upgrade your life!

Apply for a loan at Finnable and live limitlessly

FAQs

You can follow the below steps to repay your loan faster: 

  • Pay off the loans with higher interest rate 

  • Foreclose your loans

  • Consolidate your debts

  • Get a top-up loan instead of taking a new loan

Make additional payments

Personal loan rejection reasons include: 

  • Low income 
  • Multiple pending loans 
  • Low credit score 
  • Inaccurate details in the application form
  • Not meeting the eligibility criteria

A loan that does not require the applicant to pledge any security against the amount is known as an unsecured loan

Upgrade your life!

Apply for a loan at Finnable and live limitlessly