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Personal loan in Jaipur
There is so much to the Pink City of Jaipur than just being a tourist and cultural hub. It is one of the leading cities that has flourished thanks to the influx of businesses. The gateway to Rajasthan is now an important centre for BPOs and corporates.
This has given rise to not just jobs but has also increased the standard of living of the city’s residents. While there are upsides to growth, there may come a time when residents are faced with a severe cash crunch and are unable to meet certain expenses with the funds in hand.
Finnable disburses personal loans in Jaipur to help its residents overcome any financial difficulty. They can avail the best personal loans for their financial situation starting at Rs. 50,000 up to Rs. 10 lakhs through Finnable’s personal loan app. The entire process is quick and easy, and the personal loan comes with the best personal loan interest rates offered today. Finnable’s personal loan rate ranges from 16% to 26%.
Personal Loan Eligiblity
To avail a personal loan in Jaipur through Finnable, the applicant has to meet the following eligibility criteria. Finnable’s eligibility criterion includes:
- Age: The applicant should be between the age group of 21-45 years of age to apply for an online personal loan.
- Citizenship: Only Indian residents can apply and avail an instant personal loan online.
- Employment: The applicant must be employed in a private company or a government organization.
- Work experience: To apply for an instant loan, the applicant must be employed in the current company for more than 3 months. They must also have more than 6 months of total work experience.
- Income: The income of a Tier-I applicant must be more than Rs. 20,000/- per month while the income of a Tier-II applicant must be over Rs. 15,000/- per month.
- Income receipt: This income must be credited into the bank account of the applicant every month.
Documents Required For A Personal Loan
What are the documents needed for a personal loan?
When you apply for an instant loan, the applicant will require the following documents to avail yourself an online personal loan:
- PAN card, which will be your proof of identity.
- Aadhar card, which acts as proof of citizenship.
- Salary slip for 3 months, which shows the lender your total income..
- Bank statement for 3 months is the alternative document that must be provided in place of the salary slip. The statement must have the applicant’s name on it as well.
FAQs
Equated monthly installments or EMI is the repayment method of the personal loan. EMIs are paid by the borrower on a set date of every month throughout the loan tenure. The personal loan EMI is calculated using the principal loan amount and the interest rate. Finnable provides a flexible loan EMI repayment schedule to ensure that the borrower can repay the EMI stress-free. They have the option of opting for a standard EMI plan or a Flexi EMI plan at the time of availing the personal loan.
To get a personal loan in Jaipur, applicants can use Finnable’s instant personal loan app. The entire process is quick, simple, and easy. It’s a 3-step process and borrowers can avail of the best personal loans while on the move or from the comfort of their home or office:
- Step1: Get the personal loan app from PlayStore and enter your personal and professional details.
- Step2: Choose the type of loan you are looking for, the loan amount, and the duration of the loan.
- Step3: Upload the required documents online. Once they are verified, the personal loan amount will be credited directly into the applicant’s bank account.
When you apply for an instant loan, the applicant will require the following documents to avail yourself an online personal loan:
- PAN card, which will be your proof of identity.
- Aadhar card, which acts as proof of citizenship.
- Salary slip for 3 months, which shows the lender your total income..
- Bank statement for 3 months is the alternative document that must be provided in place of the salary slip. The statement must have the applicant’s name on it as well.
Personal loan EMI can be calculated using Finnable’s online personal loan EMI calculator. To use the calculator, applicants will need to determine their personal loan amount and loan tenure. The personal loan interest rate will be decided by the lender.
If borrowers want to know the interest amount they will have to pay on the loan, they can use the personal loan EMI calculator to calculate their personal loan interest rate.
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