Samsung Phone on EMI

Samsung is one of the most versatile smartphone providers out there. From flagship affordable phones to mobiles that have reinvented hand-held devices as we know them, Samsung has it all. Whether you want to buy mobiles in bulk for your company or gift the latest model to all your loved ones, Samsung is a great option to go for.

Did you know that, now, you can get a Samsung phone on EMI? Yes, with a personal loan, you can now acquire a Samsung mobile on loan and enjoy the flexibility of convenient EMI options.

Today, we will guide you through the benefits of purchasing a Samsung phone on EMI so that you can unlock the power of technology without compromising your finances.

Here are some of the key benefits of buying a Samsung phone on loan:

1. Affordable Access to Cutting-Edge Technology 

A Samsung phone offers a host of features and innovations that enhance your mobile experience. By opting for a Samsung phone on EMI, you can enjoy immediate access to cutting-edge technology while taking care of your bank account. The many loan options available today make it easier than ever to bring home the latest Samsung phone, ensuring you stay connected, productive, and entertained at all times.

2. Flexibility in Repayment 

While buying a Samsung phone on EMI plans, you can select a repayment tenure that suits your budget and lifestyle. Whether you prefer a shorter repayment period with higher EMIs or a longer duration with lower EMIs, most lenders offer the flexibility to customize your loan as per your needs.

3. Convenient Loan Application Process

Most online lenders offer digital processes and user-friendly online platforms and apps that allow you to complete the application from the comfort of your home. With minimal documentation requirements, you can save time and effort, eliminating the need for extensive paperwork.

4. Competitive Interest Rates

These days, Samsung phone EMI plans come with competitive interest rates, ensuring that you not only acquire the Samsung phone you desire but also save on your overall loan cost. By choosing the right loan provider for you, you can enjoy the benefits of low-interest rates, making your Samsung phone purchase even more affordable. 

3 High-Demand Samsung Phones Worth Taking a Loan For

If you have made up your mind, here are some of the best Samsung phones on the market that will make your investment seem worth it:

The Samsung Galaxy S22 Ultra is a flagship device renowned for its exceptional camera system. Its stunning 6.8-inch display offers immersive visuals, while the powerful processor ensures seamless performance for multitasking and gaming. 

The Samsung Galaxy S23 Ultra is a productivity powerhouse that combines a large 6.8-inch vibrant display with a seamless user experience. Its quad camera setup provides remarkable photography capabilities, and the impressive processor allows for a smooth performance. 

  • Samsung Galaxy Z Fold4 on Loan: 

The Samsung Galaxy Z Fold4 has been the talk of the town for quite a while now. It is a cutting-edge foldable phone that offers a unique and immersive experience. With its 7.6-inch Infinity Flex Display, it transforms from a compact smartphone to a tablet-like experience when unfolding.

How to Calculate your Samsung Phone EMI using an EMI Calculator?

To determine the EMI amount for your Samsung phone loan, Finnable provides an easy-to-use online EMI calculator. Here’s how you use it to can calculate your samsung phone loan EMI using the EMI calculator: 

  • Input the loan amount using the slide bar. Select the total amount you require to purchase your desired bike. 
  • Select the loan tenure, that is, the number of months you wish to repay the loan. 
  • Enter the interest rate. Many loan providers offer competitive interest rates, which will be provided during the loan application process. Enter the applicable interest rate in the Samsung Phone EMI calculator.
  • Click on the ‘Calculate’ button. The EMI calculator will process the information provided and display the monthly EMI amount you will need to pay for your bike loan. 


Samsung offers a diverse range of smartphones, and now customers can purchase them on EMI through personal loans. This financing option provides several advantages, including affordable access to cutting-edge technology, flexibility in repayment, a convenient application process, and competitive interest rates. 

Utilizing an EMI calculator, like Finnable’s, allows customers to determine their monthly payments accurately and easily. With Samsung phones available on EMI, staying connected with the latest technology is now financially viable for more individuals.

Frequently Asked Questions (FAQs):

Applying for a Samsung phone on EMI is simple. Visit the lender's branch and fill out the loan application form, providing the necessary details and documents. The loan provider will then evaluate your application and approve the loan based on it. The process usually has quick verification and approval, allowing you to proceed with your Samsung phone purchase.

Yes, most lenders offer loan options for a wide range of Samsung phone models. Whether you're eyeing the latest flagship device or a mid-range smartphone, loan services cover various Samsung phone models, allowing you to choose the one that suits your preferences and requirements.

Most loan providers offer flexible repayment tenures for Samsung phones on EMI. The specific repayment tenure options may vary depending on factors such as the loan amount and the Samsung phone model chosen. During the application process, you can discuss and select a repayment tenure that best aligns with your financial capabilities.

There may be hidden charges associated with the Samsung phone loan. The loan terms, including interest rates, processing fees, and any applicable charges, should be clearly communicated to you upfront.

Yes,most lenders allow prepayment of the Samsung phone loan, subject to certain terms and conditions. If you have the financial means to do so, prepaying the loan can help you save on interest payments and enable you to close the loan earlier.

Amit Arora


I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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