How to Pay Personal Loan EMI Online: Hassle-Free Tips and Methods

Managing your personal loan EMI payments has never been easier with the convenience of online payment options. Finnable, a leading provider of unsecured loans, offers a seamless online payment platform that allows you to pay your personal loan EMIs effortlessly from the comfort of your home.

Allow us to guide you through the step-by-step process of paying your personal loan EMI online. We aim to inform you on how you can make timely EMI payments and stay on top of your loan obligations with ease.

Step-By-Step Process to Pay Your EMI Online

Step 1: Register with Finnable

To begin paying your personal loan EMI online, you need to register on the Finnable online platform. Visit our website or download our mobile app from the play store and follow the simple registration process. Provide the required information, including your loan details and personal information, to create your account. Once registered, you can log in to access your loan account and make EMI payments.

Step 2: Navigate to the EMI Payment Section

After logging in to your Finnable account, navigate to the EMI payment section. This section is specifically designed for managing your loan repayments conveniently. Look for the ‘Pay EMI’, which will direct you to the online payment portal.

Step 3: Select the EMI Payment Option

On the online payment portal, you will be presented with various payment options. Choose the ‘EMI Payment’ to proceed with paying your EMI online. Finnable ensures a secure and encrypted payment gateway to protect your sensitive financial information.

Step 4: Enter the Loan Details

Enter the necessary loan details, such as your loan account number, loan amount, and the EMI amount you wish to pay. Double-check the information to ensure accuracy, as incorrect details may cause payment delays or issues.

Step 5: Choose the Payment Mode

Finnable offers multiple payment modes for your convenience. You can choose to pay through net banking, debit card, credit card, or UPI. Select the payment mode that suits you best and proceed to the next step.

Step 6: Authenticate the Payment

Follow the on-screen instructions to authenticate the payment. You may have to enter an OTP (One-Time Password) sent to your registered mobile number or email address. Finnable prioritises the security of your transactions, ensuring a smooth and protected payment process. 

Step 7: Confirm the Payment

Once the payment is authenticated, review the payment summary displayed on the screen. Confirm that the payment details are correct, including the loan account number, EMI amount, and payment mode. Take a moment to ensure the accuracy of the information before proceeding to complete the payment.

Step 8: Receive Payment Confirmation

After successful payment, you will receive a payment confirmation message or email. This confirmation serves as proof of your EMI payment. Finnable also provides an option to download or save the payment receipt for future reference.

Tips for Paying Your EMIs Effortlessly

Paying your EMIs online is a convenient and efficient way to manage your loan repayments. Here are some tips to help you make EMI payments online effectively:

  1. Set Reminders

    Set up reminders for your EMI due dates. Use calendar apps, reminder apps, or alarms on your phone to ensure you never miss a payment deadline. This will help you stay organised and avoid any late payment penalties.

  2. Maintain Sufficient Funds

    Ensure that you have sufficient funds in your bank account or the linked payment method to cover the EMI amount. This will prevent payment failures and save you from incurring additional charges.

  3. Save Transaction Receipts

    After making an online EMI payment, save the transaction receipts or take screenshots as proof of payment for future reference and dispute resolution, if required.

  4. Use Auto-Pay or Standing Instructions

    If your loan provider offers auto-pay or standing instruction options, consider setting them up. This will automate your EMI payments, ensuring timely deductions without the need for manual intervention.

  5. Explore Additional Payment Options

    Check if your loan provider offers multiple payment options, such as net banking, debit card, credit card, or UPI. Choose the option that is most convenient and aligns with your preferences.

  6. Plan for Prepayments

    If you have the financial capability, consider making prepayments towards your loan to reduce the outstanding principal amount. This can help you save on interest payments and shorten the loan tenure.

  7. Contact Customer Support

    In case of any payment-related issues or concerns, reach out to the loan provider’s customer support team. They can assist you in resolving problems, clarifying payment details, and addressing any queries you may have.

Advantages of Paying Personal Loan EMI Online with Finnable:

There are many benefits of paying your EMI online. Here are a few important ones:

Convenience: Paying your personal loan EMI online with Finnable saves you time and effort. You can make payments anytime, anywhere, eliminating the need to visit a physical branch or write cheques.

Security: Finnable ensures a secure and encrypted online payment process, protecting your financial information and offering relief from tedious and complex transactions.

Timely Payments: Online payment options provide you with the ability to make timely EMI payments, avoiding any late payment penalties or negative impact on your credit score. Finnable also allows you to set up an ECS mandate for your EMIs so that you can automate your payment without having to worry about it.

Account Management: Finnable’s online platform allows you to manage your loan account efficiently. You can view your EMI payment history, track outstanding dues, and access important loan-related documents.


Paying your personal loan EMI online has numerous benefits, including convenience, security, and the ability to make timely payments. With Finnable’s user-friendly online platform, you can manage your loan account efficiently and stay on top of your EMI obligations. Follow the step-by-step process outlined above to make hassle-free EMI payments online. Experience the convenience and reliability of Finnable’s services as you navigate your loan repayment journey.

Amit Arora


I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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