Checking your PF balance with your UAN number has become a breeze thanks to digital advancements. With your Universal Account Number (UAN), you can now easily access your Employees’ Provident Fund (EPF) balance online. This modern approach provides you with real-time information regarding your EPF contributions and balance, giving you better control over your retirement savings. In this guide, we’ll walk you through the simple steps to perform a PF balance check using your UAN number, ensuring that you stay well-informed about your financial future
What is the UAN Number?
The UAN, or Universal Account Number, is a 12-digit unique number assigned to every employee enrolled under the Employee Provident Fund scheme. Introduced by the Employees’ Provident Fund Organization (EPFO), the UAN acts as a consolidated identifier for multiple PF accounts that an individual might hold across various employers during their career. This centralization simplifies the management of PF accounts and facilitates the transfer of funds and services.
The UAN remains constant throughout your career in India, regardless of changes in employers or locations. This eliminates the need for employees to obtain a new PF account number each time you switch jobs. The UAN system by EPFO provides transparency, accessibility, and ease of use, offering employees a unified platform for their PF-related transactions.
How to Get the UAN Number?
Getting your UAN number is a straightforward process. Employers are responsible for generating and providing UAN numbers to their employees. When a new employee joins a company, the employer registers them with the EPFO, and an associated UAN is generated. The employee should receive this UAN through their employer.
Here are the general steps to obtaining your UAN number:
- Joining a New Job: When you start a new job, your employer will provide you with a UAN if you’re not already assigned one.
- Employer Registration: The employer registers you with the EPFO using your KYC details and other necessary information.
- UAN Generation: The EPFO generates a UAN for you and provides it to your employer.
- UAN Allotment: Your employer then shares the UAN with you along with your other joining documents.
- Activation: To use the UAN, you need to activate it on the EPFO portal by creating a password. Once activated, remember to keep your UAN number confidential and secure to prevent unauthorized access to your PF account.
How to Check PF Balance with UAN Number?
One of the most convenient features of the UAN is its ability to allow you to check your PF balance online. With the help of your UAN, you can keep track of your EPF contributions and accumulated balance. Here’s how you can do it:
- First, visit the UAN activation portal by the EPFO.
- Next, to activate your UAN, on the website, choose the ‘Activate UAN’ option. You will be led to a window that looks like this:
- There, fill in your required details and authorize your UAN activation using the OTP sent to your registered mobile number.
- Once your UAN is activated, log in to the EPFO member portal using your UAN and password.
- After logging in, you will be able to access various details related to your PF account, including your balance, contributions, and withdrawals.
Checking PF through UMANG App
- Download the UMANG App on your handheld device.
- In the UMANG App, login to your EPFO account using your UAN ID and the OTP sent on your registered mobile number.
- From the given options, choose ‘View Passbook’ to find out your PF balance.
4. The passbook will show all the details of your EPF account, including the balance, employer and employee contributions, interest accrued, and more.
In conclusion, the UAN number is a revolutionary concept that simplifies PF management for employees across India. It centralizes account information, streamlines fund transfers, and empowers individuals to monitor their savings effortlessly. By understanding the significance of the UAN number and learning how to access your PF balance, you’re taking a significant step toward securing your financial well-being.
So, the next time you hear the term UAN number, you’ll know that it represents more than just a series of digits – it’s a key to unlocking a more organized and informed financial journey.