Exploring the World with Ease: Unveiling the Convenience of EMI Tour Packages

Travelling is a cherished experience that broadens our horizons and helps create unforgettable memories. However, the financial aspect of travel can sometimes be a barrier. Enter EMI (Equated Monthly Instalment) tour packages – a game-changer that allows you to embark on your dream journeys without a hefty upfront cost. 

EMI tour packages offer you the opportunity to pay for your entire travel experience in instalments. Instead of paying the full amount upfront, you can spread the cost over a predefined period, making it more affordable and accessible for travelers. So, let us delve into the world of EMI tour packages, understand their benefits, and how they’re transforming the way we travel.

How Do EMI Tour Packages Work?

Getting an EMI tour package is a simple process. If you have your documents nearby and destination in mind, you can acquire an EMI tour package within minutes:

Step 1- Select the Destination: Choose your desired travel destination and identify travel agencies that offer EMI tour packages to that location.

Step 2- Look for Offers: Find and compare different EMI packages from various agencies to that destination. In your EMI tour package selection process, consider the itineraries, inclusions, and costs.

Step 3- Apply for EMI: Contact the chosen agency and inquire about their EMI options for your preferred tour package. Submit the required documents and complete the application process.

Step 4- Get Approval: The agency will review your application and provide you with the approval for the EMI plan.

Step 5- Payment Schedule: Make the initial payment and adhere to the monthly payment schedule as per the EMI plan.

Step 6- Happy Travels: Once you’ve completed the payments, you’re ready to embark on your journey and enjoy a stress-free travel experience.

Step 7- EMI Payment: Make sure you continue making EMI payments until the total cost of the tour package is fully paid off.

Discover EMI Tour Packages & Offers

Even though applying for EMI tour packages is easy, finding them may not always be. Following is a list of some of the most popular companies offering comprehensive tour packages on EMI:


SanKash partners with travel agents to offer EMI tour packages to allow customers to book their travel plans and pay for them in instalments. Some of the best services provided y SanKash include:

  • Flexible payment options
  • Easy documentation:
  • Quick approval
  • No collateral

Thomas Cook, India

Thomas Cook India offers various EMI tour packages for those who want to explore the magical side of Europe. Some of the best features of Thomas Cook’s EMI tour packages include: 

  • Zero interest
  • Zero down payment
  • Zero processing fees


emibaba’s travel now pay over time schemes are the perfect option for those infected with wanderlust. From domestic destinations like Shimla and Goa to overseas paradises like Dubai and Thailand, emibaba allows you to explore the world on your own terms.

Considerations Before Choosing an EMI Tour Package

As tempting as the option of EMI tour packages seems, it is best to conduct thorough research before packing your bags. Consider the following factors to finalise your travel EMI partner:

  1. Provider Reputation: Research and choose a reputable travel agency that offers EMI tour packages with a proven track record of providing quality services.
  2. Terms and Conditions: Carefully read and understand the terms and conditions of the EMI plan, including interest rates, repayment schedule, and cancellation policies.
  3. Total Cost: Calculate the total amount you’ll pay with EMI, considering any interest charges, and compare it with the upfront cost to determine the true value.
  4. Destination and Itinerary: Ensure the EMI package covers the destinations and experiences you desire for your trip.
  5. Eligibility Criteria: Some EMI plans might require a credit check or specific eligibility criteria. Make sure you meet these requirements before proceeding.

Why Should You Consider EMI Tour Packages?

Now that you know everything about EMI tour packages, you must be wondering if it is a worthwhile investment. Well, if you are a true vagabond at heart, then learning about the various benefits of EMI tour packages in sure to get you in the mood for your next adventure:

  • Affordability: EMI packages break down the cost of your trip into manageable monthly payments, enabling you to explore without putting strain on your finances.
  • Flexibility: These packages come with various payment tenure options, allowing you to choose a plan that aligns with your budget and financial goals.
  • All-Inclusive Convenience: EMI tour packages often include flights, accommodation, meals, and activities, eliminating the need to worry about individual bookings.
  • Interest Rates: Some EMI plans come with low or zero interest rates, making them more attractive compared to traditional credit options.
  • Predictable Budgeting: With fixed monthly payments, you can budget your expenses accurately and avoid unexpected financial surprises.
  • Opportunity for Luxury: EMI packages might allow you to consider more luxurious travel options that you might not have considered due to immediate financial constraints.
  • Early Booking: Many EMI plans offer attractive discounts for early bookings, incentivizing travelers to plan ahead.


EMI tour packages open up a world of travel possibilities for individuals and families who want to explore without compromising their financial stability. With the benefits of affordability, flexibility, and convenience, EMI packages are transforming the way people approach travel planning. However, it’s crucial to conduct thorough research, understand the terms, and choose a reputable provider to ensure a smooth and enjoyable travel experience. With EMI tour packages, the world becomes more accessible, and your travel dreams can turn into cherished memories without the burden of immediate expenses.

Amit Arora


I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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