A Step-by-Step Guide to Paying Property Tax Online

Paying property tax, online or offline, is an essential civic responsibility for all property owners in India. Property tax funds various local government services, such as garbage collection, road maintenance, and public infrastructure development. 

In India, the following people need to pay property tax:

  • Owners of residential properties, such as houses, flats, and apartments.
  • Owners of commercial properties, such as offices, shops, and factories.
  • Owners of industrial properties, such as factories and workshops.
  • Owners of agricultural land.
  • Owners of vacant plots of land.

Traditionally, the process of paying property tax involved long queues and paperwork at municipal offices. However, the advent of technology has made this process much more convenient, allowing property owners to pay their taxes online. 

In this blog, we’ll walk you through the steps to pay property tax online in India, making your life easier and contributing to the betterment of your locality.

Step 1: Gather Essential Information

Before you start the online payment process, you need to have all the necessary information readily available. Here’s what you will need:

  • Property Identification Number (PID): This unique identification number is assigned to your property by the municipal corporation. You can find it on your previous property tax receipts or by contacting your local municipal office.
  • Property Details: Ensure you have accurate details about your property, including the type (residential, commercial, etc.), built-up area, usage, and other relevant information.
  • Contact Information: Have your contact details, like your mobile number and email address, on hand.
  • Previous Year’s Tax Receipt: It’s a good idea to keep your previous year’s property tax receipt for reference.

Step 2: Access the Municipal Corporation’s Website

Most municipal corporations in India offer online property tax payment services through their official websites. You can find the website for your municipal corporation through a simple online search, or you can visit your local municipal office for guidance.

Depending on the city you own your property in, you can use the following website to pay your property tax online, if unpaid:

CityWebsite for Property Tax Filing

Step 3: Register or Login

Once you’re on the municipal corporation’s website, you’ll need to register or log in. If you’re a first-time user, you’ll need to create an account by providing your contact information and a password.

Step 4: Locate the Property Tax Payment Section

Navigate to the property tax payment section of the website. This might be labeled as ‘Online Services,’ ‘Property Tax,’ or something similar.

Step 5: Enter Property Details

Enter your property details, including the PID and other relevant information. Double-check that all the information is accurate, as errors can lead to complications down the line.

Step 6: Calculate the Property Tax

The website will typically have a property tax calculator. Use this tool to calculate your property tax based on your property’s details and the applicable tax rates. This will provide you with the amount you need to pay.

To calculate your property tax by the regulations of your city, use this example as a reference:

  1. Calculate the Gross Annual Value (GAV):

GAV is calculated by multiplying the built-up area with the unit area value (UAV). In this example, it would be:

GAV = Total Built-Up Area (sq. ft) x UAV (Rs. per sq. ft)

Therefore, GAV = 1,000 sq. ft x Rs. 10/sq. ft = Rs. 10,000

  1. Step 2: Calculate the Net Annual Value (NAV):

NAV is calculated by deducting a standard deduction from the GAV. The standard deduction typically ranges from 20% to 30%. Let’s assume a 20% deduction in this case:

NAV = GAV – (GAV x Standard Deduction)

NAV = Rs. 10,000 – (Rs. 10,000 x 0.20) = Rs. 8,000

  1. Determine the Annual Rental Value (ARV):

The ARV is the higher of the GAV or the actual rent received or receivable. In this case, we’ll assume that the GAV (Rs. 8,000) is higher.

  1. Determine the Property Tax Rate:

Property tax rates vary by municipality. Let’s assume the property tax rate is 5%.

  1. Calculate Property Tax:
Property Tax = ARV x Property Tax Rate

Property Tax = Rs. 8,000 x 0.05 = Rs. 400 per year

Note that this is an example and may not accurately reflect how property tax is calculated on your constituency. 

Step 7: Make the Payment

Select the payment method you prefer. You can usually pay property tax online using credit or debit cards, net banking, or digital wallets. Follow the instructions to complete the payment. Make sure to keep the transaction receipt for your records.

Step 8: Print the Receipt

After successfully making the payment, you can print a receipt for your records. This receipt is essential for future references and for claiming tax benefits, if applicable.


Paying property tax online in India is a hassle-free process that not only saves you time but also contributes to the efficient functioning of local government services. By following these steps, you can easily fulfill your civic duty while enjoying the convenience of online transactions. Make sure to pay your property tax on time to avoid penalties and contribute to the betterment of your neighborhood.


Frequently Asked Questions (FAQs):

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Amit Arora

I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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