A Step-by-Step Guide to Checking Your EPF Statement Online

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Managing your Employee Provident Fund (EPF) is now easier than ever, thanks to the convenience of online platforms. The Employees’ Provident Fund Organization (EPFO) has introduced a user-friendly online portal that allows individuals to access their EPF statements with just a few clicks. In this blog, we will walk you through a comprehensive step-by-step guide on how to check your EPF statement online in India.

Step 1: Register on the EPFO Portal

  • Visit the official EPFO website (https://www.epfindia.gov.in/).
  • Click on the ‘For Employees’ tab.
  • Select ‘Member UAN/Online Services’ from the ‘Services’ menu.
  • You will be redirected to the UAN Member Portal. Click on ‘Activate UAN’ if you haven’t already registered your UAN.

Step 2: Activate your UAN (Universal Account Number)

  • Enter your UAN, mobile number, and member ID.
  • Click on ‘Get Authorization Pin’.
  • You will receive an OTP (One-Time Password) on your registered mobile number. Enter the OTP and click on ‘Submit’.
  • Once the OTP is verified, create a password for your UAN account and complete the registration process.

Step 3: Login to the UAN Member Portal

  • After successfully registering your UAN, go back to the UAN Member Portal.
  • Enter your UAN, password, and the captcha code.
  • Click on ‘Sign In’ to access your account.
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Step 4: Accessing Your EPF Statement

  • On the dashboard, you will find various options related to your EPF account.
  • Click on ‘View’ under the ‘Passbook’ section.
  • Your EPF statement, also known as the passbook, will be displayed, showing the details of your contributions, employer contributions, and interest earned.

Step 5: Viewing and Downloading the EPF Statement

  • You can select a specific financial year to view the details of your contributions for that year.
  • To download the statement, click on the ‘Download’ button. You can choose between PDF and Excel formats.

Step 6: Understanding the EPF Statement

  • The EPF statement will provide a detailed overview of your contributions and interest earned.
  • It will display your opening and closing balances for the selected financial year. You can also see contributions made by your employer and interest credited by the EPFO.


Checking your EPF statement online in India has become a hassle-free process, thanks to the user-friendly UAN Member Portal provided by the EPFO. By following the step-by-step guide outlined in this blog, you can easily access and keep track of your EPF contributions, employer contributions, and interest earned. This online facility empowers individuals to take control of their EPF accounts, promoting transparency and efficient management of their retirement funds.


Frequently Asked Questions (FAQs):

Finnable has set a required minimum age for personal loan of 21 years for individuals to be eligible for a personal loan. This ensures that applicants have reached legal adulthood and are capable of entering into a financial agreement.

Yes, Finnable understands the financial needs of young borrowers and offers personalised loan options tailored to their specific requirements. Whether it's financing higher education, purchasing essential items, or starting a business venture, Finnable provides support to young individuals seeking financial assistance.

Borrowers nearing retirement may have unique financial needs, such as retirement planning, medical expenses, or supporting their children's education. Finnable offers personalised loan solutions that consider the specific circumstances of pre-retirement individuals, helping them meet their financial goals.

Unfortunately, no. Finnable does not, at the moment, offer any loans to senior citizens. Currently, 60 is the maximum age for personal loans set by Finnable

Other than personal loan age limits, Finnable considers various other factors for determining loan eligibility. These factors may include the applicant's income, credit score, repayment capacity, and employment stability. By assessing these aspects comprehensively, Finnable ensures that borrowers across different age groups can access the loan products that best suit their financial needs. 


Amit Arora

I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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