A Closer Look At PUC: Following Regulation While Curbing Pollution

Owning a car in India comes with various responsibilities, and one essential requirement that often gets overlooked is the Pollution Under Control (PUC) certificate. PUC certificates play a crucial role in maintaining air quality and ensuring vehicle emissions are within permissible limits. In this blog, we’ll delve into the significance of PUC certificates in the Indian context and why every vehicle owner should prioritise them.

What is the PUC Certificate?

A PUC certificate is a mandatory document issued under the Central Motor Vehicles Act, 1989, and the relevant rules set by individual state governments in India. This certificate verifies that a vehicle’s emissions, primarily carbon monoxide (CO), hydrocarbons (HC), and nitrogen oxides (NOx), are within permissible limits as prescribed by the Pollution Control Board.

Significance of the PUC Certificate

Driving on Indian streets without a PUC certificate is illegal and subject to heavy penalties. Apart from that, there are multiple uses for this little parchment, find out what they are here:

  • Environmental Impact: India faces significant air pollution challenges, particularly in urban areas. Vehicles are a major contributor to this problem. PUC certificates help regulate and reduce vehicular emissions, ultimately improving air quality and reducing the negative environmental impact.
  • Legal Requirement: Inall 26 states of India, operating a vehicle without a valid PUC certificate is illegal. Violators can face fines and penalties, which vary by state. Regularly updating your PUC certificate ensures compliance with the law and avoids legal troubles.
  • Public Health: Poor air quality caused by vehicular emissions can lead to a range of health issues, including respiratory problems, allergies, and cardiovascular diseases. By adhering to PUC regulations, vehicle owners contribute to better public health outcomes.
  • Fuel Efficiency: Vehicles emitting excessive pollutants tend to be less fuel-efficient. Ensuring your vehicle complies with emission standards can save you money on fuel costs in the long run.
  • Avoiding Fines: Law enforcement agencies often conduct random checks for PUC certificates. If your vehicle doesn’t have a valid certificate during such checks, you may incur fines and penalties.

Obtaining and Maintaining a PUC Certificate

To obtain and maintain a PUC certificate in India, follow these steps:

Step 1- Visit an Authorised Testing Center: Look for a nearby Pollution Under Control testing centre authorised by your state’s transport department. To locate an authorised testing centre near you, you can visit the PUC centre list on Parivahan website. 

Step 2- Get Your Vehicle Tested: The testing centre will assess your vehicle’s emissions using specialised equipment. If your vehicle passes the test, you’ll receive a PUC certificate.

Step 3- Validity Period: PUC certificates are typically valid for six months. Ensure you renew your certificate before it expires to stay compliant with regulations.

Step 4- Retesting: If your vehicle fails the initial test, you must rectify the issues and have it retested within the specified time frame.

Step 5- Keep the Certificate Handy: Always carry a copy of your valid PUC certificate in your vehicle, as traffic police may ask for it during random checks.

How to Download Your PUC Certificate Online?

To download your PUC certificate online, you can follow these steps:

  1. Visit the VAHAN portal of the Parivahan website.
  1. On the website, click on “PUC Certificate”.
  1. Enter your vehicle registration number, chassis number (last five characters), and verification code.
  1. Click on “PUC Details”.
  2. The next page will display your PUC Certificate details. You can either download or print the pollution certificate.


Frequently Asked Questions (FAQs):

Finnable has set a required minimum age for personal loan of 21 years for individuals to be eligible for a personal loan. This ensures that applicants have reached legal adulthood and are capable of entering into a financial agreement.

Yes, Finnable understands the financial needs of young borrowers and offers personalised loan options tailored to their specific requirements. Whether it's financing higher education, purchasing essential items, or starting a business venture, Finnable provides support to young individuals seeking financial assistance.

Borrowers nearing retirement may have unique financial needs, such as retirement planning, medical expenses, or supporting their children's education. Finnable offers personalised loan solutions that consider the specific circumstances of pre-retirement individuals, helping them meet their financial goals.

Unfortunately, no. Finnable does not, at the moment, offer any loans to senior citizens. Currently, 60 is the maximum age for personal loans set by Finnable

Other than personal loan age limits, Finnable considers various other factors for determining loan eligibility. These factors may include the applicant's income, credit score, repayment capacity, and employment stability. By assessing these aspects comprehensively, Finnable ensures that borrowers across different age groups can access the loan products that best suit their financial needs. 


Amit Arora

I am a seasoned retail banker with over 21 years of global experience across business, risk and digital. In my last assignment as Global Head Digital Capabilities, I drove the largest change initiative in the bank to deliver the end-to-end digital program with over US$1 billion in planned investment. Prior to that, as COO for Group Retail Products & Digital, I implemented a risk management framework for retail banking across the group.
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